Will I be charged for having an overdraft?
Some charges may apply and will depend upon the circumstances of your overdraft, for example if it is an unarranged or arranged overdraft.
In some cases there might be debit interest charged, which is when interest is charged on your account for the time you were overdrawn.
If your balance goes below £0 without an arranged overdraft in place or if you exceed your arranged overdraft limit, you will be charged.
To help you avoid/reduce charges, if you have registered your mobile number with us, we'll automatically send you a text to notify you when you are about to enter or when you have entered into an arranged or unarranged overdraft. We’ll also send alerts if you have payments due that may not be paid.For more information on overdraft text alerts