Will I be charged for having an overdraft?

The only charge for having an overdraft is an Annual Interest Rate of 35,9% variable. This will be calculated daily and charged monthly. Please note: this charge is only applicable to overdraft amounts over any interest amount you may have

If you have registered your mobile number with us, we'll automatically send you a text to notify you when you are about to enter or when you have entered into an arranged or unarranged overdraft. We’ll also send alerts if you have payments due that may not be paid.