Will switching my current account affect my credit rating?

Any application for a new current account will be subject to searches with credit reference agencies. However if you are switching to an existing account there will be no impact on your credit rating providing you repay any outstanding overdraft(s) on your previous account(s) as required by your old bank or building society. If there are any problems with payments (as part of the switching process) we will correct them and ensure your credit rating is not affected.

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