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Homelessness is not just a housing problem


At The Co-operative Bank, we believe that no young person in our society should be homeless or at risk of homelessness.

There are lots of reasons why a young person could become homeless, including family breakdown and mental health issues. Tens of thousands of young people ask for help with homelessness every year.

Homelessness doesn't just involve people sleeping on the streets either. There are many more people who aren’t as visible: the hidden homeless. The hidden homeless are sleeping on buses, sofa surfing with friends, or even worse, sleeping in the homes of strangers. Many are unable to live with family members, have no family, or are escaping abuse and violence and have little choice but to find shelter where they can.

The Co-operative Bank is defined by its values and ethics, and we have a history of standing up for the causes and social issues that matter most to our customers. We believe that everyone has the right to a safe environment they can call home, which is why we have partnered with Centrepoint, the UK’s leading charity for homeless young people. Centrepoint is helping to house young people, and assisting them in finding work by providing safe accommodation, access to learning, and support with physical and mental health issues.

How are we supporting Centrepoint?

From sponsoring the Manchester Sleep Out in 2017 and 2018, where many Co-operative Bank staff attended, through to product initiatives, customer donations and individual fundraising efforts, we’ve raised over £775,000 for Centrepoint.

This money is being used to help fund new initiatives to assist homeless young people in the UK, including the national Centrepoint Helpline. In 2018 we were proud to provide the funding to allow Centrepoint to expand this service by adding a dedicated Helpline team in Manchester, after the charity recognised the need for a local service. The Helpline ensures more young people facing homelessness in Greater Manchester and across the UK receive the advice and support they need to access safe and stable housing.

We are also proud to have been the lead supporter of the 2018 Centrepoint Awards at Kensington Palace. Hosted by the Duke of Cambridge, these awards celebrated the achievements of seven amazing young people who’ve been affected by homelessness. By shining a light on their stories and achievements, we hope to elevate the vital work that Centrepoint does, and aid them in their mission to end youth homelessness in the UK.

We are so proud of the contribution our customers and colleagues have helped us to make.

Mortgages that make a difference

For every eligible mortgage sold through our direct and intermediary channels, we give £5 to Centrepoint (Terms apply).

Each £5 will go towards funding The Centrepoint Helpline, where people can get in touch for advice or guidance for themselves, or someone they know.

Real life stories

Centrepoint is a registered charity in England and Wales, No. 292411.

Find out more about homelessness

There’s more to homelessness than sleeping in the street.

View Centrepoint’s website