For the first 30 months, customers enjoy unlimited, free:
No surprises here, learn how much you’ll pay. Find out more about standard charges, non-standard charges, and what they mean by viewing our Business Current Account Tariff PDF.
Monthly service charge for the first 30 months
Monthly service charge after the first 30 months
Built for business
Best of ethical
Plus the essentials
Already have an account with another bank? Once your account is open, you can switch your old account to us in seven business days.
With a few extra questions, you can apply for a savings account at the same time as your current account. Learn more about our savings accounts.
To be eligible for the Business Current Account you and key parties must be:
You or your organisation must be either a:
If your organisation is a limited company, the following must be true:
Your application is subject to status. This means we’ll assess your financial circumstances and complete credit checks.
Not eligible for this account?
You may be eligible for one of our other accounts.
To apply for the Business Current Account, you'll need:
Read the following important documents and save copies for your future reference.
To view information on charging periods and pre-notification dates please visit our account charging page.
As a provider of UK business bank accounts, we have agreed to a basic set of information we’ll need from you to set up your UK business current account.
Find out what you’ll need to provide using the business banking checklist from UK Finance.
Complete the online application form
This usually takes about 20 to 60 minutes. It’s possible to save the application and return to it later.
Receive your account details
Most customers get a decision on their application in five business days
Receive your online log in details
This will be posted to you and you will receive within seven to ten business days
Does your business have an account with The Co-operative Bank?
Are you a...
Best for members of the Federation of Small Businesses.
Best for new customers looking for a period of free banking.
Best for businesses with a high cash turnover.
Your eligible deposits held by a UK establishment of The Co-operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co-operative Bank, Britannia and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.