You’ll need a current account before you can access our other products and services.
Please find more details about our current accounts below.
An award winning account exclusively for members of the Federation of Small Businesses (FSB).
An award winning business account with a free banking period for new customers.
An award winning account for registered charities, co-operatives, credit unions and community interest companies.
A current account with an extra low cash depositing fee.
A straightforward and consistent tariff.
The Current Account Switch Service means all your incoming and outgoing payments will be transferred to the new account for you.
The £25 loyalty bonus is paid every year to FSB Members who maintain an active account. The loyalty bonus will only be paid once a year to each FSB member, irrespective of the number of active accounts maintained. The bonus will not be paid on inactive accounts. An account is deemed to be inactive if no customer initiated transactions have been made for 6 months or more, and there is a debit or credit balance of less than £250.
Help and information for our existing customers.
The Co-operative Bank reserves the right to decline any application.
Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the one advertised.
The Co‑operative Bank, Britannia and smile are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).
The Financial Conduct Authority requires us to publish information about our business current accounts. View our business current account service quality information.
You're about to go to https://www.fsb.org.uk/benefits/finance/business-banking. Before you go, here’s a few things to keep in mind:
The 18 months free banking offer is only available to new Co-operative Bank customers, based on maintaining a credit balance of £1000 or more, depositing up to 100 cheques and £2000 cash, and writing up to 30 cheques free of charge per month. Charges apply for exceeding the limits specified above, and for any special services used, including stopping cheques, CHAPS payments, etc. Please refer to the tariff for full details.
Your eligible deposits with The Co‑operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co‑operative Bank, Britannia and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.