Our Business Directplus account has an introductory offer for new customers* who keep their balance above £1,000. If your balance falls below £1,000 at any point, you will be charged a different tariff for the monthly charging period.
Find out more about these standard charges, non-standard tariffs, and what they mean by viewing our Business Directplus Tariff PDF.
*Only applies to new customers or customers who joined the bank less than 30 months ago
Introductory period (First 30 months)
Monthly service charge if your balance is always above £1,000
Monthly service charge if your balance ever falls below £1,000
After the first 30 months
Monthly service charge, whatever your balance
Built for business
Best of ethical
Plus the essentials
Already have an account with another bank? Once your account is open, you can switch your old account to us in seven business days.
With a few extra questions, you can apply for a savings account at the same time as your current account. Learn more about our savings accounts.
To be eligible for the Business Directplus account you and key parties must be:
You or your organisation must be either a:
If your organisation is a limited company, the following must be true:
Your application is subject to status. This means we’ll assess your financial circumstances and complete credit checks.
Not eligible for this account?
You may be eligible for one of our other accounts.
To apply for the Business Directplus account, you’ll need:
Read the following important documents and save copies for your future reference.
To view information on charging periods and pre-notification dates please visit our account charging page.
As a provider of UK business bank accounts, we have agreed to a basic set of information we’ll need from you to set up your UK business current account.
Find out what you’ll need to provide using the business banking checklist from UK Finance.
Does your business have an account with The Co-operative Bank?
Are you a...
Best for members of the Federation of Small Businesses.
Best for businesses looking for a simple and straightforward account charging structure.
Best for businesses with a high cash turnover.
Your eligible deposits held by a UK establishment of The Co-operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co-operative Bank, Britannia and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.