The award winning Business Directplus current account is a simple and convenient way to manage your business finances.
With a Business Directplus account, you can take advantage of:
With this account, free banking means:
Purchases made in a currency other than sterling are subject to a foreign currency commission charge of 2.75%. Cash advances are subject to a 2% handling charge which may additionally apply if drawn in a currency other than sterling.
At the end of the 18 month free banking period, you’ll be automatically transferred onto our standard Business Directplus tariff. This tariff aims to deliver a great service at a very competitive price. For a £5 monthly charge you’ll still be able to:
Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account. Find out what you’ll need to provide using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services.
Your application is subject to status and based on an assessment of your financial circumstances.
If you've started an application you can continue it here
To view information on charging periods and pre-notification dates please visit our account charging page.
Your eligible deposits with The Co‑operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co‑operative Bank, Britannia and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.
The Co-operative Bank reserves the right to decline any application.
Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the one advertised.
smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).