Business Current Accounts - Standard Tariff

A straightforward and consistent tariff

Business Current Accounts - Standard Tariff

The Business Current Account - Standard Tariff is an easy way to bank, with consistent charges.

With our Business Current Account Standard Tariff, you can take advantage of:

  • No transaction limits
  • Charges remain constant regardless of balance
  • Our online, telephone and postal banking service to manage your money, plus the freedom to use our network of Co-operative Bank branches and the Post Office®
  • Easy switching of your Direct Debits and standing orders through our Current Account Switching Service.
  • Banking with the only UK bank with a customer-led Ethical Policy. Find out more by visiting our Values and Ethics page.

The Co-operative Bank's Business current account is part of the Current account switch guarantee scheme

What you’ll need to open an account

Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account. Find out what you’ll need to provide using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services.

View guide

To apply, you and the key parties need to be:

  • Aged 18 or over
  • Free from County Court Judgements (CCJs), bankruptcy and IVAs over the last 6 years
  • Free from missed payments on any personal credit obligations in the last 6 months
  • A UK resident with a business address in the UK.

Your organisation must be either:

  • A sole trader or a partnership
  • A limited liability partnership, or
  • A limited company
  • If your organisation is a limited company you must adhere to the following criteria: the directors have never been disqualified, the business has never been subject to insolvency or an intention to dissolve, the business has not had a negative net worth in the last set of financial accounts.

Ready to apply?

Your application is subject to status and based on an assessment of your financial circumstances.

Please ensure you read the important documents below and save copies of them for future reference

Apply now

  • When applying please document all account parties consent to include their information and for relevant searches to be undertaken (including credit reference and fraud prevention checks). We may request this at a later date.
  • Already started an application?

    If you've started an application you can continue it here


    Important documents

    To view information on charging periods and pre-notification dates please visit our account charging page.

    The Co-operative Bank reserves the right to decline any application.

    Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the one advertised.

    smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).

    The Co-operative Bank's Business accounts are protected up to £85,000 under the Financial Services Compensation Scheme

    Contact us

    If you'd like more help & information, you can: