Integrate your accountancy software such as Quickbooks into your online banking
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Start-up guides, articles on the Business Exchange, free webinars and fraud education
Access specialist business advisors on the phone and The Co-operative Bank Business Help app
Partnership service offerings include insurance, sustainability tools, merchant services, HR tools and tech support
Online and in-person banking including mobile, instant secure messaging, telephone and in-branch
Check your eligibility and apply.
Our FSB business banking account has no monthly service fee. You get £1,000 free cash deposits per charging period, switching to 80p per £100 once the monthly limit is reached.
You can read the full tariff of fees and charges in the FSB Tariff PDF.
Cash deposit limits apply
This account is only available to businesses who are members of the FSB.
Please note: Your application is subject to status. This means we’ll assess your financial circumstances and complete credit checks.
If you’ve already started an application you can continue it here.
To be eligible for the FSB account you and key parties must be:
You or your organisation must be a member of the Federation of Small Businesses, and either a:
If your organisation is a limited company, the following must be true:
Your application is subject to status. This means we’ll assess your financial circumstances and complete credit checks.
Not eligible for this account?
You may be eligible for one of our other accounts.
To apply for the FSB account, you'll need:
As a provider of UK business bank accounts, we have agreed to a basic set of information we’ll need from you to set up your UK business current account.
Find out what you’ll need to provide using the business banking checklist from UK Finance.
Read the following important documents and save copies for your future reference.
To view information on charging periods and pre-notification dates please visit our account charging page.
Never open a bank account in either your name/business name for someone else to use, or agree to move money through your account for someone else – even if they offer you money in return. If you do this, you could be committing a crime with serious consequences.
Less than 45 minutes
On average completing the application takes less than 45 minutes. You can also save it to complete later.
Within 5 business days
Get a decision
We aim to give decisions within five business days. If approved, your account details will be ready at the same time.
Within 10 business days
You will receive your online login information and security token details within seven to ten business days of application approval.
Free for 30 months, then £7 per month thereafter
Banking limits and minimum balance apply
No monthly service fee
Charges apply for cash, cheque and other special services
No monthly service fee
Your eligible deposits held by a UK establishment of The Co-operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co-operative Bank, Britannia and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.