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Lending

For everyday borrowing

Whether you need cash to solve an unexpected problem or to make the most of an opportunity, we're here to help and offer a number of options.

These products are subject to status.

Business Credit card image

Business Credit card

  • Apply for a credit limit of between £500 and £25,000
  • Interest-free period on purchases of up to 56 days (if balance is paid in full by due date).

More about credit cards  

Business Overdraft image

Business Overdraft

  • Apply to borrow up to £250,000
  • Overdrafts may be offered on an unsecured or secured basis (there will be additional fees where security is required).

More about overdrafts  

Variable rate loan image

Variable rate loan

  • Apply to borrow between £1,000 and £250,000 depending on your business entity type
  • Repayment period is between 1 and 15 years.

More about loans  

Business charge card image

Business Charge card

  • Interest-free period of up to 48 days (if balance is paid in full by due date)
  • Monthly fee of only £2 per card.

More about charge cards  

Standards of Lending Practice

The Co-operative Bank is one of the registered firms to subscribe to the Standards of Lending Practice which set the benchmark for good lending practices in the UK. The Standards outline the way registered firms are expected to deal with their customers throughout the entire product life cycle.

For more information on the The Standards of Lending Practice please visit the Lending Standards Board website.

You can also view further information on our commitments to our business customers and what we ask of you.

Contact us

If you'd like more help & information, you can: