When you want to ensure that a supplier or employee is paid on an agreed date or you would like to collect Direct Debits to your business account(s), one of the most efficient and cost-effective methods of payment and collection is via the Bacs automated electronic payment system. At The Co-operative Bank, we can set businesses up as Bacs Service Users in order to send and collect funds between bank accounts.
Bacs Direct Credit is a secure service enabling organisations to make payments directly into another bank or building society account.
It's typically used for making high volume regular or one-off payments such as salaries, pensions, state benefits and tax credits.
A Bacs Direct Debit is an instruction to collect regular payments from customer accounts such as subscriptions, memberships or charitable donations.
This application would require you to first find a commercial bureau, a list of approved commercial bureaux is available at Bacs. If you apply as an indirect Service User you must fill in the Bacstel-IP Bureau User Application Form.
Before returning your application form please ensure you have read and understood the terms and conditions.
This application would require you to find a Bacs software supplier first. A list of approved software suppliers are available at Bacs.
If you apply as a Direct Service User you must fill in the Bacstel-IP Application Form, bsecure Application Form and an AUDDIS application form (you only need to apply for AUDDIS should you wish to use the service to collect Direct Debits).
If you are a Direct Service User and would like to migrate to the Bacstel-IP service please download, complete and return to the Bank the application forms below. Before returning your application forms please ensure you have read and understood the terms and conditions.
This is a charged service, for details of the charges see tariff below.
Calls to 0800 and 0808 numbers are free from landlines and mobiles. Calls to 03 numbers cost the same as calls to numbers starting with 01 and 02. Calls to 0845 and 0870 numbers cost 3p per minute, plus your phone company's access charge. Calls to 0844 and 0843 numbers cost 7p per minute, plus your phone company's access charge. Charges for calls made outside of the UK will be determined by your local provider.
Calls may be monitored or recorded for security and training purposes.