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What is CHAPS?

Clearing House Automated Payment System (CHAPS) is a method of making same-day electronic sterling transfers. CHAPS can be for any amount and payments are made to clearing banks in the United Kingdom.
CHAPS is generally used for submitting large payments, typically above £100,000 (e.g. for a property purchase), or when a payment needs to be made immediately.
Additional charges may apply, please refer to your account tariff for details.

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