Banking for Charities, Social Enterprises & Co-operatives

We understand your needs

Our experienced relationship managers understand the unique challenges of your sector and your organisation. As a Co-operative Bank customer, you will benefit from our in-depth knowledge and our commitment to providing high standards of customer service.


Benefit from our expertise

We provide a tailored service and dedicated relationship managers to support larger Charities, Social Enterprises and Co-operatives who typically turnover more than £1million.

Our relationship managers are committed to providing a personal service alongside a flexible approach. With smaller portfolios to manage, they are able to work closely with you, focusing on the specific needs of your organisation. What's more, as they are only a phone call away, you can receive expert guidance whenever you need it along with regular face-to-face review meetings and visits.

Contact one of our relationship managers

Our Ethical Policy

Our customers and communities shape how we do banking with our unique customer-led Ethical Policy. We work together with our charity partners to act on the issues that our customers highlight. Working co-operatively, we are able to promote social and economic development, improve social enterprise activities and support the growth of the UK’s co-operative sector.

Read our Ethical Policy to find out more.

We also offer dedicated accounts for organisations whose turnover is below £1 million, for more information visit our Community Directplus account page.

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We have various products that are available to service your individual needs and all your day-to-day banking requirements.

Consider our:

  • Current accounts
  • Lending and finance
  • Savings accounts
  • Merchant services
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FD Online

FD Online is an online banking service which allows customers to customise access and supports complex payment needs.

You'll benefit from:

  • Non-signatory users
  • Bulk BACS
  • Complex secondary payment approval
  • Administrator controlled user access

The Hive

Access resources and apply for bespoke business support from The Hive, a support programme for new and existing co-operatives from Co-operatives UK and The Co-operative Bank.