Representative example (for borrowing up to £25,000)
|Overdraft type||Representative EAR*|
|Arranged overdraft||6.28% (Variable)|
Lending decisions are based on individual circumstances, so the rates we offer may vary between customers. When we advertise our products, we use representative rates to show what the majority of customers may be offered. Interest is calculated daily and will be charged on a monthly basis. Interest rates for overdrafts above £25,000 are discussed upon application.
*EAR stands for Effective Annual Rate. This is a representative interest rate showing the rate you would pay if you remained overdrawn for a year.
The representative example provided does not include any future changes to the Bank of England Base Rate.
Download the overdraft request form (including pre-contractual information)
If you're applying for an overdraft for more than £10,000 you must also complete and return the Assets and Liabilities document.
Overdraft request formDownload Overdraft request form PDF
Once you have completed all sections of the request form please email to: firstname.lastname@example.org
This email address is to pick up lending requests only. Any emails received that do not contain a lending request, we will unfortunately be unable to respond to.
If you would prefer not to send your personal information by email, you have the option to post your application to us at:
The Co-operative Bank p.l.c
P.O. Box 200
If you do post your application, we will aim to process it within 10 business days of it reaching us.
If you’re calling from the UK, calls to 0800 and 0808 numbers are free from landlines and mobiles; calls to 03 numbers cost the same as calls to numbers starting with 01 and 02; calls to 0845 and 0870 numbers cost 3p per minute, plus your phone company’s access charge; calls to 0844 and 0843 numbers cost 7p per minute, plus your phone company’s access charge. Charges for calls made outside of the UK will be determined by your local provider.
Calls may be monitored or recorded for security and training purposes.