How are we doing?

Every three months, we’ll publish the most up-to-date information about the performance of our Business Open Banking, Business Online Banking and Business Banking App. These statistics will let you know whether you’re getting the best possible service from us.

About the data

The reports on this page give information for the last three months about:

  • What percentage (%) of the time our services were available and unavailable (uptime and downtime)
  • How fast our services responded, in milliseconds (ms)
  • For open banking, what percentage (%) of interactions with our services resulted in an error.

Meaning of terms

Open banking lets you give other banks or organisations access to your account through a secure system. We use the following open banking terms in the reports:

  • AISP – Account Information Service Provider. You can let an AISP view your account so they can show you personalised information, e.g. accounting software or price comparison sites
  • PISP - Payment Initiation Service Provider. Services that make payments on your behalf
  • CBPII - Card Based Payment Instrument Issuer. Services that provide you with a debit or credit card connected to accounts that may be with different banks.

Reports

These reports cover the period 1 July 2024 to 30 September 2024.

Business Open Banking

Jul-24 Aug-24 Sep-24
Average uptime 100.00% 99.07% 100.00%
Average downtime 0.00% 0.93% 0.00%
Average AISP response time 599ms 505ms 532ms
Average PISP response time 1591ms 1472ms 1682ms
Average CBPII response time N/A N/A 568ms
Average error rate 0.01% 0.00% 0.00%

Business Online Banking

Jul-24 Aug-24 Sep-24
Average uptime 97.86% 99.07% 99.31%
Average downtime 2.14% 0.93% 0.69%
Average overall response time (AISP and PISP) 233ms 233ms 233ms

Business Banking App

Jul-24 Aug-24 Sep-24
Average uptime 97.86% 99.07% 99.31%
Average downtime 2.14% 0.93% 0.69%
Average overall response time (AISP and PISP) 1742ms 1602ms 1256ms