How are we doing?

Every three months, we’ll publish the most up-to-date information about the performance of our Business Open Banking, Business Online Banking and Business Banking App. These statistics will let you know whether you’re getting the best possible service from us.

About the data

The reports on this page give information for the last three months about:

  • What percentage (%) of the time our services were available and unavailable (uptime and downtime)
  • How fast our services responded, in milliseconds (ms)
  • For open banking, what percentage (%) of interactions with our services resulted in an error.

Meaning of terms

Open banking lets you give other banks or organisations access to your account through a secure system. We use the following open banking terms in the reports:

  • AISP – Account Information Service Provider. You can let an AISP view your account so they can show you personalised information, e.g. accounting software or price comparison sites
  • PISP - Payment Initiation Service Provider. Services that make payments on your behalf
  • CBPII - Card Based Payment Instrument Issuer. Services that provide you with a debit or credit card connected to accounts that may be with different banks.


These reports cover the period 01 October 2023 to 31 December 2023.

Business Open Banking
Oct-23 Nov-23 Dec-23
Average uptime 99.46% 99.81% 100%
Average downtime 0.54% 0.19% 0.00%
Average AISP response time 738ms 661ms 594ms
Average PISP response time 1883ms 2157ms 1923ms
Average CBPII response time N/A N/A N/A
Average error rate 0.00% 0.00% 0.00%

Download Open Banking Report PDF

Business Online Banking
Oct-23 Nov-23 Dec-23
Average uptime 98.49% 98.55% 100%
Average downtime 1.51% 1.45% 0.00%
Average AISP response time 70ms 72ms 72ms
Average PISP response time 799ms 830ms 779ms
Business Banking App
Oct-23 Nov-23 Dec-23
Average uptime 97.67% 97.96% 99.06%
Average downtime 2.33% 2.04% 0.94%
Average AISP response time 962ms 1317ms 1064ms
Average PISP response time 3862ms 5431ms 4259ms