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The Co-operative Members' Credit Card

A credit card exclusively for Co-operative Members.



Representative example

You can get an interest rate on card purchases of


with a rate of


providing you have a credit limit of

£1200

To apply the main card holder must meet the following:

  • 18 or over.
  • UK resident.
  • Earning a minimum Gross Annual Income (GAI) of £10,000.
  • Employed full time, part time, self-employed or retired.
  • A Co-operative member.
  • Additional cardholders can be unemployed as long as they’re 18 or over and a UK resident.

Not a Co-operative member? Apply today or find out more about our historic membership.

Approval is subject to status and based on a credit check and an assessment of your personal circumstances.

Important documents

Important information, Pre-contract credit information and Terms and Conditions

Download Important information, Pre-contract credit information and Terms and Conditions PDF (260KB)

How we use your personal information

Download How we use your personal information PDF (622KB)

The Co-operative Bank reserves the right to decline any application.

Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the ones advertised.

Not the card for you?

See our other credit cards

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