15.9% APR representative/variable.
With The Co-operative members' credit card you can earn yourself cashback while you spend and twice a year you’ll receive a share of our Group profits. This card has a rate of 15.9% APR representative/variable.
To apply for The Co-operative members’ credit card you must be a member. Why not join us now.
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The Co-operative members’ credit card
Representative example
The advance of credit of £1,200 at an interest rate of 15.9% variable per annum will result in a rate of 15.9% APR representative/variable
Your application checklist:
To apply for The Co‑operative members' credit card you must:
- be a UK resident
- be aged 18 years or over
- have a gross annual income of £10,000 or more.
Look what you get with this credit card:
- 1p cashback for every £1 you spend in The Co‑operative Food stores
- 1p cashback for every £2 you spend anywhere else**
- Up to 56 days interest free credit on purchases if the balance is paid in full by due date
- Manage your credit card account online with our secure online banking
- 24/7 UK call centre
- No annual fee
- This credit card is provided by The Co‑operative Bank, which is still the only UK high street Bank to have a customer-led Ethical Policy
- 5% discount on selected holidays purchased through the Co‑operative Travel with your Co‑operative Bank credit card
- All the cashback that you earn from your purchases will be added to your share of our Group profits and this will be paid to you twice a year
Important documentation
(Documents will open in a new window)
Please make sure you read this important information before you purchase this product to ensure that it meets your needs. The useful documents below will provide you with all the details you need to make your decision.
Important information
**Please note that cashback is not included on balance transfers.
Credit facilities provided by The Co-operative Bank p.l.c. are subject to status. The bank reserves the right to decline any application or offer a card product that differs from those advertised.
For an explanation of terms please see our glossary
The Money Advice Service tools can help you with budgeting, borrowing and planning for the future: Try their Financial Healthcheck or Debt Test.
For help with budgeting, understanding credit and managing your credit card visit
Visa Europe's Better Money Skills website.