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The Co-operative Members' Credit Card

A credit card exclusively for Co-operative Members.

Representative example

You can get an interest rate on card purchases of

with a rate of

providing you have a credit limit of


To apply, you need to be:

  • Over 18.
  • A UK resident.
  • Earning a minimum gross annual income of £10,000.
  • A Co-operative member.

Not a Co-operative member? Apply today or find out more about our historic membership.

Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.

Important documents


Important information, Pre-contract credit information and Terms and Conditions

Download PDF (260KB)

Summary Box

Download PDF (56KB)

How we use your personal information

Download PDF (622KB)

Members Cashback Terms

Download PDF (89KB)

A guide to the lending code

Download PDF (604KB)

The Co-operative Bank reserves the right to decline any application.

Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the ones advertised.

Not the card for you?

See our other credit cards

Contact us

If you'd like more help & information, you can:

Chat to us via live chat

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