Mortgages
To help things go as smoothly as possible we offer a range of simple and flexible
mortgage options.
Tracker rate
Want to take advantage of today’s low interest rates with a mortgage that comes with great value and flexibility?
- Up to 10% deposit options now available
- Offers available for Privilege and Privilege Premier current account customers
- Capped Tracker rate mortgage available,
find out more
Find out more about our tracker rate mortgages
Our Tracker rate range includes...
Exclusive Lifetime Tracker for Current Account Customers
- 2.49% Variable (Bank of England Base Rate + 1.99%)
- No application fee
- Overall cost for comparison 2.5% APR
Find out more about our lifetime tracker rate mortage
Offers may be withdrawn at any time. No early repayment charges. For Co-operative Bank and smile current account customers only.
Fixed rate
If you’d prefer your repayments to be fixed for a set period of time so you know exactly what you’ll pay every month, you may be interested in one of our competitive fixed rate mortgages.
- Up to 10% deposit options now available
- Plan ahead with rates fixed up to 10 years
Find out more about our fixed rate mortgages
Our Fixed rate range includes...
3 Year Fixed Rate
- 3.79%
- Reverts to SVR currently 4.24%
- Overall cost for comparison 4.3% APR
Find out more about our 2 fixed rate mortgages
Offers may be withdrawn at any time. £999 application fee. Early repayment charges apply during the fixed rate period.
Existing customers
If your current mortgage is with us, we can offer you a range of great deals with both Tracker rate and Fixed rate options. We also offer additional borrowing options, helping you find exactly what you're looking for.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Need help?
Our mortgages
Standard features
- Flexible features
- Underpayments
- Overpayments
- Payment holidays
- Free legal and valuations for remortgage


