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which? - Recommended Provider

Credit cards

A perfectly balanced selection of credit cards

0% introductory rate? Cashback? Fixed rate? Charitable donations? Clarity and simplicity? Whatever you’re looking for, we have the credit cards to match. Whichever credit card you go for there’s no annual fee to pay, you can manage your account securely online and use our UK-based call centres 24/7.

To help you decide which credit card you should use, take a look at our credit card comparison table.

hover over each credit card to zoom in

Platinum Fixed
Rate credit card

Platinum Fixed Rate credit card
9.9% APR typical / variable, Rate fixed until 2014
  • Low fixed rate for 5 years
  • No annual fee
  • Up to £100,000 free Travel Accident Insurance

Find out more

Clear
credit card

Clear credit card
12.9% APR typical / variable, One great rate for everything
  • No charge for cash withdrawals with this credit card
  • Choice of white or black credit card design
  • Up to 59 days interest-free credit

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think
credit card

think credit card
12.9% APR typical / variable, Save money & help save the rainforest
  • Help protect a 1/3 of an acre of Indonesian rainforest when you first use your card
  • 7% pa for six months on purchases you make with your credit card from our ethical partners

Find out more

Members'
credit card

Members credit card
15.9% APR typical / variable, Earn cashback every time you spend
  • Cashback on all your credit card purchases
  • Receive your share of Group profits payments
  • 0% fixed for six months on purchases and balance transfers

Find out more

Standard features

All our cards offer you...

  • No Annual fee
  • Access to UK call centres 24/7
  • Manage your cards online with secure online banking
  • At least 46 days interest free credit

Charity credit cards

ActionAid Amnesty International Christian Aid Friends of the Earth Greenpeace Help the Aged Oxfam RSPB Save the Children Shelter WaterAid Woodland Trust