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Cash ISA or stocks and shares ISA?

If you have some money to put away and don’t want to pay tax on the returns you receive then an ISA could be for you. Choose from a cash ISA where you save in a secure deposit account, and/or a Stocks & shares ISA where you invest on the stock market in unit trusts. From the 6th April 2011 you can now save more with the new higher ISA allowance of up to £10,680.

Not sure which is best for you? Find the right ISA for your saving needs with the ISA decision tool.

 Cash ISA

  • Deposit-based savings with The Co-operative Bank.
  • Earn tax-free interest on your savings.
  • Save up to £5,340 in the 2011/12 tax year
  • No notice periods - get your money whenever you need it (minimum withdrawal of £10).
  • Our current interest rate is 0.50% AER*.
  • Run your account by phone, branch, or online 24/7.
  • Quick setup
  • Easy to pay money in.
  • Start saving from as little as £1.

Find out more

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 Stocks & shares ISA

  • Through our relationship with AXA you can invest in a Stocks & shares ISA.
  • A medium (at least 5 years) to long term (over 10 years) investment.
  • Invest up to £10,680 (less any amount invested in a cash ISA) into a Stocks & shares ISA.
  • You can invest in a range of funds allowing you to select the funds best suited to your needs.
  • The minimum investment in a Stocks & shares ISA is £1,000 per fund.
  • The minimum monthly investment is £50 per fund.

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The Britannia Fixed Rate ISA

As a result of our merger with Britannia, there are now more great ways for our customers to save and we are pleased to offer you a range of Britannia Fixed Rate Cash ISAs.

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Britannia Fixed Rate Cash ISA for current account customers

As a result of our merger Britannia and The Co‑operative Bank would like to say thank you to our customers who have made us their main bank.

As long as you have a qualifying current account, you can have Britannia’s best Fixed Rate Cash ISA deal.

Terms and conditions apply.

Existing customers

*AER means the Annual Equivalent Rate and illustrates the contractual rate of interest as if paid and compounded each year.