Cash ISA
giving you tax-free* saving
- minimum deposit £1 – maximum deposit £3600 per tax year†
- no tax on your interest
- saving for the long term – risk free††
- make withdrawals** at anytime, subject to a minimum of £10
- all returns from your ISA will be free of both Income and Capital Gains Tax. This is based on current ISA rules. These rules are subject to change
- and money isn't the only thing that you'll be saving - we are the only UK high street bank with a customer-led Ethical Policy.
Important information for non-UK mainland residents
further information
How do I take money out?
- online transfer
- electronic transfer over phone
- cheque by telephone banking
- over the counter.
How do I pay money in?
- standing order
- direct transfer from another Co-operative Bank account or another bank account
- at any Co-operative Bank branch
- by sending a cheque through the post
- by cheque at any Post Office™ branch.
Please read...
- Terms and Conditions (opens as PDF 0.1Mb, in a new window)
- Key Features (opens as PDF 0.1Mb, in a new window)
*Provided you stay within HM Revenue & Customs guidelines.
†From 6 April 2008 to 5 April 2009.
Remember, you can subscribe to a Co-operative Bank Cash ISA so long as you have not subscribed to another Cash ISA with another provider in the current tax year. To find out how you can make the most of your tax-efficient savings, you need to make sure you understand ISAs.
If you need to know anything else why not have a look at our Common enquiries page.
Interest is applied annually on 5th April. Any rate change will be effected within 1 month of the Bank of England Base Rate changing.
**Once you have reached the tax year subscription limit, you may make no further deposits in that tax year regardless of any withdrawals.
Any reference to tax is based on our understanding of current legislation, which is subject to change and depends on your individual financial circumstances.
††The Co-operative Bank is a member of the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. In respect of deposits with a UK Office, payments under the Scheme are limited to 100% of the first £35,000 of the depositors total deposits held with the Bank. Visit www.fscs.org.uk for details.
