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Cash ISAs

Make the most of your tax free allowance

Our range of ISAs could help you achieve your savings goals quicker

Compare ISA interest rates

If you're thinking about saving, a cash ISA could be a good place to start.

For the tax year starting 6 April 2016, the ISA allowance is £15,240 and you can save any part of, or your whole ISA allowance in a cash ISA or a stocks and shares ISA, or any combination of the two.

Click here to Find out more about ISA and allowances

C

 
 Product
name

Minimum
Opening balance

Fixed
until

AER Tax free Interest
Paid
Fixed Rate Cash ISA
£5,000.00 31/10/2017  1.00% 1.00% Annually on 31st October
Fixed Rate Cash ISA
£5,000.00 30/09/2018 1.10% 1.10% Annually on 30th September
Online Cash ISA
£1.00 Interest rates
are variable
Current rate available up to 13.11.2016 0.65% 0.65% Annually on 5th April
New rate effective from 14.11.2016 0.53% 0.53%
Cash ISA
£1.00 Interest rates
are variable
Current rate available up to 13.11.2016 0.50% 0.50% Annually on 5th April
New rate effective from 14.11.2016 0.37% 0.37%
Additional allowance ISA N/A Interest rates
are variable
Current rate available up to 13.11.2016 0.50% 0.50% Annually on 5th April
New rate effective from 14.11.2016 0.37% 0.37%

Definitions

Gross - The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).

AER - Stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Tax Free - The contractual rate of interest payable where interest is exempt from income tax.

Any reference to tax is based on our understanding of current tax regulations which may change in the future and depends on the customer’s individual financial circumstances.

The Co-operative Bank reserves the right to decline to accept any application and/or deposit.

Remember you can subscribe to a Co-operative Bank/ Britannia Cash ISA as long as you have not subscribed to another cash ISA with another provider in the current tax year.

smile, The Co‑operative Bank and Britannia are trading names of The Co‑operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS). Find out more