Important Cookie Information - this message will appear only once

To give you the best possible experience, this site uses cookies and by continuing to use the site you agree that we can save them on your device. Cookies are small text files which are placed on your computer and which remember your preferences/some details of your visit. Our cookies don’t collect personal information. For more information, please read our updated privacy and cookie policy, which also explains how to disable cookies if you wish to.

Cash ISAs

saving in an isa

Make the most of your tax free allowance

Our range of ISAs could help you achieve your savings goals quicker

Our range of cash ISAs

  • Fixed rate cash isa icon

    Fixed Rate Cash ISA - fixed until 30 September 2015

    Receive a fixed interest rate by locking away your savings in a fixed rate cash ISA.

  • Fixed rate cash isa icon

    Fixed Rate Cash ISA - fixed until 30 September 2016

    Receive a fixed interest rate by locking away your savings in a fixed rate cash ISA

  • Cash ISA logo

    Cash ISA

    A variable rate of interest with easy access to your money online, by phone or by branch.

Why choose an ISA?

Earn tax-free interest on your savings. As of the 1st July 2014 your ISA allowance increased to £15,000 allowing you to save even more in your cash ISA. Find out more about ISAs and allowances

Britannia Fixed Rate Cash ISAs

Fixed Rate Cash ISA - fixed until 30 September 2015

Save the full cash ISA allowance (if you’re using this tax years allowance) and transfer in from £1 using previous tax years allowances.

Earn a fixed rate of interest paid on a set date.

It is not possible to add to this account, and withdrawals, closures and transfers out before the maturity date are subject to a penalty of 180 day’s loss of interest.

To open this account you must be a UK resident, aged 16 or over.

Interest rates for Britannia Fixed Rate Cash ISA - fixed until 30/09/2015
Annual interest
Minimum Balance AER Tax-free
£15,000 1.45% 1.45%
The above fixed rates apply to the Fixed Rate Cash ISA launched on 9 September 2014 and are fixed until 30/09/2015.


Fixed Rate Cash ISA - fixed until 30 September 2016

Save the full cash ISA allowance (if you’re using this tax years allowance) and transfer in from £1 using previous tax years allowances.

Earn a fixed rate of interest paid on a set date.

It is not possible to add to this account, and withdrawals, closures and transfers out before the maturity date are subject to a penalty of 180 day’s loss of interest.

To open this account you must be a UK resident, aged 16 or over.

Interest rates for Britannia Fixed Rate Cash ISA - fixed until 30/09/2016
Annual interest
Minimum Balance AER Tax-free
£15,000 1.60% 1.60%
The above fixed rates apply to the Fixed Rate Cash ISA launched on 9 September 2014 and are fixed until 30/09/2016.


Cash ISA

Manage your cash ISA in branch, by post, over the phone and online. Open the account from £1.

Easily transfer funds to and from your Co-operative current account.Make the most of your ISA allowance by tranferring in previous tax years allowances.

To open this account you must be a UK resident, aged 16 or over.

Interest rates for Co-operative Bank Cash ISA
These interest rates are variable
  Tax-free% AER% Interest credited
£1 0.50 0.50 Interest paid annually on 5th April


Definitions

AER - AER Stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Gross - The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).

Net - The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax).

Tax free - Tax-free is the contractual rate of interest payable where interest is exempt from income tax.

Tax year - A tax year runs from 6 April to 5 April the following year.

Any reference to tax is based on our understanding of current tax regulations which may change in the future and depends on the customer’s individual financial circumstances.

The Co-operative Bank reserves the right to decline to accept any application and/or deposit.

Remember you can subscribe to a Co-operative Bank/ Britannia Cash ISA as long as you have not subscribed to another cash ISA with another provider in the current tax year.

FSCS logosmile, The Co‑operative Bank and Britannia are trading names of The Co‑operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).  Find out more

 

Can't decide?

ISA Selector

If you want tax free savings but you aren't sure which ISA is right for you, our ISA Selector tool may be able to help.