Important Cookie Information
(this message will appear only once)

To give you the best possible experience, this site uses cookies and by continuing to use the site you agree that we can save them on your device. Cookies are small text files which are placed on your computer and which remember your preferences/some details of your visit. Our cookies don’t collect personal information. For more information, please read our updated privacy and cookie policy, which also explains how to disable cookies if you wish to.

To give you the best possible experience, this site uses cookies. Read more...

By continuing to use the site you agree that we can save them on your device. Cookies are small text files which are placed on your computer and which remember your preferences/some details of your visit. Our cookies don’t collect personal information. For more information, please read our updated privacy and cookie policy, which also explains how to disable cookies if you wish to.

Banking login

Fixed Rate Bonds

Why Choose Fixed Rate Bonds?

Lock your money away for a fixed term to receive a higher rate of interest on your savings

Compare Fixed Rate Bonds interest rates

Our merger with Britannia means you can take advantage of more accounts, including the Britannia Fixed Rate Bonds.

When you’re happy to invest your money for 1, 2 or 3 years, you want a rate that could help your savings to grow. Simply invest at least £1,000 in one of our Fixed Rate Bonds and you’ll secure a fixed interest rate. And that’s not the only benefit on offer. With this account you’re also free to choose to receive your interest monthly or annually.

Compare Fixed Rate Bonds interest rate

  Gross* AER** Net***  
Product name
Annually Monthly Annually Monthly Annually Monthly  
1 Year
Fixed Rate Bond
1.20% 1.19% 1.20% 1.19% 0.96% 0.95% Find out more and apply
2 Year
Fixed Rate Bond

1.40% 1.37% 1.40% 1.38% 1.12% 1.09% Find out more and apply
3 Year
Fixed Rate Bond

1.80% 1.78% 1.80% 1.79% 1.44% 1.42% Find out more and apply
Minimum opening- £1000
Maximum balance- £1,000,000
The above fixed rates apply to the bond launched on 02 September 2015 and are fixed throughout the 1, 2 or 3 year term

Definitions

*Gross - The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).

**AER - Stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

***Net - The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax).

The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice  and this may be subject to change in the future. Tax treatment depends on an individual’s personal circumstances.

The Co-operative Bank reserves the right to decline to accept any application and/or deposit.

Remember you can subscribe to a Co-operative Bank/ Britannia Cash ISA as long as you have not subscribed to another cash ISA with another provider in the current tax year.

smile, The Co‑operative Bank and Britannia are trading names of The Co‑operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).  Find out more