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Fixed Rate Bonds

Why Choose Fixed Rate Bonds?

Lock your money away for a fixed term to receive a higher rate of interest on your savings

Compare Fixed Rate Bonds interest rates

When you’re happy to invest your money for 1, 2 or 3 years, you want a rate that could help your savings to grow. Simply invest at least £1,000 in one of our Fixed Rate Bonds and you’ll secure a fixed interest rate. And that’s not the only benefit on offer. With this account you’re also free to choose to receive your interest monthly or annually.

Compare Fixed Rate Bonds interest rate

  Gross* AER**  
Product name
Annually Monthly Annually Monthly  
1 Year
Fixed Rate Bond
0.95% 0.94%

0.95%

0.95%

Find out more and apply
2 Year
Fixed Rate Bond

1.05%

1.04%

1.05%

1.05%

Find out more and apply
3 Year
Fixed Rate Bond

1.20%

1.19%

1.20%

1.20%

Find out more and apply
Minimum opening- £1000
Maximum balance- £1,000,000

The above fixed rates apply to the bond launched on 15/09/16 and are fixed throughout the 1, 2 or 3 year term



Personal Savings Allowance

Following the introduction of the new personal savings allowance we will pay you gross interest on your savings. For more information about this and to find out how you may need to pay tax on the interest please visit
www.gov.uk/hmrc/savingsallowance

Definitions

*Gross - The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).

**AER - Stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

 

Any reference to tax is based on our understanding of current tax regulations which may change in the future and depends on the customer’s individual financial circumstances.

The Co-operative Bank reserves the right to decline to accept any application and/or deposit.

Remember you can subscribe to a Co-operative Bank/ Britannia Cash ISA as long as you have not subscribed to another cash ISA with another provider in the current tax year.

smile, The Co‑operative Bank and Britannia are trading names of The Co‑operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS). Find out more