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Fixed Rate Bonds

Our Fixed Rate Bonds do exactly that, offer a fixed rate which means you know exactly how much interest you'll earn over the 1, 2 or 3 years you choose.

Looking for a fixed rate cash ISA instead?

  • Open an account with between £1,000 and £1,000,000.
  • Earn fixed-rate of interest for the duration of the term chosen by you - so you know exactly how much your savings will return.
  • Choose how often you’d like to receive your interest, either monthly or annually.
    • It’s not possible to make a deposit or withdraw your savings during the term so you need to make sure that you won't need access to the money.
  • Can be opened as a sole or joint account.
  • On maturity your money will be transferred to a variable rate instant access account.
  • Choose a bank who gives back - having lent over £100m to ethical businesses in 2015.
    Source: Co-operative Bank Values and Ethics Report, May 2016.

Britannia savings with The Co-operative Bank

Britannia is a trading name of The Co-operative Bank plc and this allows customers to take advantage of even more savings products.

Compare our Fixed Rate Bond savings accounts

Choose between a 1, 2 or 3 year fixed rate bond.

1 Year Britannia Fixed Rate Bond - issue 258
Interest paid annually
1.12% Gross
1.12% AER
Interest paid monthly
1.11% Gross
1.12% AER
2 Year Britannia Fixed Rate Bond - issue 119
Interest paid annually
1.18% Gross
1.18% AER
Interest paid monthly
1.17% Gross
1.18% AER
3 Year Britannia Fixed Rate Bond - issue 79
Interest paid annually
1.25% Gross
1.25% AER
Interest paid monthly
1.24% Gross
1.25% AER


Our savings tools can help you plan a budget and learn more about our ISAs.

Help for existing customers

Help and information about savings accounts for our existing customers.

Learn more

Any reference to tax is based on our understanding of current tax regulations which may change in the future and depends on your individual financial circumstances.

The Co-operative Bank reserves the right to decline or accept any application and/or deposit.

smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).