Do you need an instant access savings account, a savings account you can manage online, a tax-free ISA, or a rate that is fixed for the duration of your savings? Whatever you are looking for in a savings account, our range of savings options could help you save towards your goals
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Savings
Fixed Rate Savings
- You will earn a fixed rate of interest for the chosen term.
- Option to receive your interest monthly.
- No withdrawals until maturity.
- Available to UK residents aged 16 and over.
- Offer may be withdrawn at any time.
Easy Access Savings
- Britannia Select Access Saver 3
- Smartsaver - Open for as little as £1
- You have to be aged 16 or over, and a UK resident to open these accounts
ISAs
- Save up to £5,760 in the 2013/14 tax year - see our range of cash ISAs.
- Save up to £11,520 in a stocks and shares ISA in the 2013/2014 tax year (less any amount you may have already saved in a cash ISA).
- To open a cash ISA you must be aged 16 or over, and to open a stocks and shares ISA you must be aged 18 or over. You must be resident in the UK and an ISA cannot be held in joint names.
Children's Savings Accounts
- Our Future Fund account allows you to save for your child's future.
- Our Bonus account teaches children the basics of looking after their own money.
- To open these accounts, you and all person's associated must be a UK resident.
smile, The Co‑operative Bank and Britannia are trading names of The Co‑operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS). Find out more
*For an explanation of terms used, please see our glossary.
10% tax rate on savings incomes
If you are over 65 and still need to pay tax on your income, you may be paying too much. You may be eligible for a special 10% tax rate on your savings income. If you would like further information please go to the HM Revenue & Customs website.
Important: We cannot give advice about tax issues, please contact your local Tax Office with any queries.