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Mortgages

We say yes

9 out of 10 first time buyers who apply for a mortgage with us are accepted and sent a mortgage offer*

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*Based on the average number of first time buyer applications that the Bank accepted from 1 June 2014 to 30 June 2015 after eligibility had been checked and a decision in principle provided.

If you want to talk to us about a new mortgage, call us on 0800 234 6761
If you want to talk to us about your existing mortgage, call us on 08000 322 655

Mortgage tools

Use our tools below to get an idea of how much you could borrow and your monthly repayments

Budget Planner

Budget Planner

Get an idea of your current financial position by entering your income and expediture to find out how much you have left at the end of the month.

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Mortgage payment calculator

Mortgage payment calculator

Use our calculator to find out how much your repayments will be based on different rates and terms.

Calculate
How much can I borrow calculator

How much can I borrow calculator

Use our affordability calculator to get an indication of how much we may be able to lend you.

How much can I borrow

Mortgage guides

Home buying and borrowing

Home buying and borrowing

These explain in simple English everything you need to know about buying, selling, and moving in to your next new home.

See our guides

Lines open 9am - 8pm Monday – Friday and 9am – 5pm on Saturday. Calls may be monitored and/or recorded for security and training purposes. Calls to 0800 numbers are free from landlines and mobiles.

The Co-operative Bank reserves the right to change or withdraw any of its mortgage deals at any time. All loans are subject to status and valuation.
Your home may be repossessed if you do not keep up repayments on your mortgage