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By continuing to use the site you agree that we can save them on your device. Cookies are small text files which are placed on your computer and which remember your preferences/some details of your visit. Our cookies don’t collect personal information. For more information, please read our updated privacy and cookie policy, which also explains how to disable cookies if you wish to.

 

Loans for our existing customers

Loans calculator

Fill in the amount and term boxes or use the sliders to see how much your monthly repayments could be.

Enter amounts in the boxes to see how much your monthly repayments could be:

I need to borrow  

£

Min £2,000 Max £25,000

I would like to pay it back over

months

Min 12 Months, Max 84 months


To apply you must be a UK resident, aged over 18 and have held an account with the Co-operative Bank or Britannia for over 1 month. Subject to status.

Illustrative example

Loan amount

£

Loan term

months

Monthly repayment

£

Total Amount Payable

£

Representative APR

%

Fixed interest rate

%

Apply Now

Alternatively, call 0800 34 64 94 (Call charges)

The APR shown above may not be the rate you will receive. We will offer you a rate based on our assessment of your personal financial circumstances.

 

Representative example: 4.9% APR representative. Loan amount £10,000 for £187.77 per month over 60 months. Total amount repayable £11,266.20. Rate of interest per annum 4.87% fixed.

Personal loan features

  • 4.9% APR representative on loans between £7,500 to £14,950
  • No arrangement fee
  • Spread payments over 1-5 years
  • Peace of mind that the rate you pay will never change throughout the term of your loan
  • Loans with payments up to 7 years and for other amounts are available on request
  • Only available to existing Co-operative Bank or Britannia customers

Apply Now

If you only hold a Co-operative Bank mortgage or Britannia account, please apply by calling 0800 214 214 (Call charges) or at a branch

Manage your loan online

Check your status and manage your loan on the move, with safe online banking that's available whenever you need it.

It's not just secure - it's also convenient and easy to use.

Find out more

4 out of 5 personal loan customers were very satisfied with their Co-operative Bank experience

Based on 150 people surveyed via telephone by the Co-operative Bank between January and September 2014

Important information

Please make sure you read this important information before you purchase this product to ensure that it meets your needs. The useful documents below will provide you with all the details you need to make your decision.

Summary box ›

Terms and Conditions ›

How we use your personal information ›

Information on Payment Protection Insurance ›

Professional and Career Development Loan

Looking to finance your studies and improve your career prospects? We also offer a Professional and Career Development Loan with no arrangement fee and 9.9% APR representative on loans between £300 to £10,000.

Applicants must be UK residents between 18 and 69 years of age.

Find out more

Credit facilities provided by The Co-operative Bank are subject to status and our lending policy.
The Bank reserves the right to decline any application or offer a loan at a rate that differs from those advertised.