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Loans for our existing current account customers

For when your plans could do
with a little support

4.9% APR representative

(between £7,500 to £14,950 over 1-5 years)

Applicants must be a UK resident, aged over 18 and have held their current account (excluding Cashminder accounts) for over 7 months.

Loans calculator

Use the sliders, or enter amounts in the boxes to find out how much your monthly repayments could be

Representative example

Loan amount


Loan term


Monthly repayment


Total Amount Payable


Representative APR


Fixed interest rate


Apply Now

Alternatively, call 0800 34 64 94 (Call charges)

The representative APR may not be the rate you will receive. We will offer you a rate based on our assessment of your personal financial circumstances.

I need to borrow £

I would like to pay it back over


Loans for our existing current account customers

As a thank you for already having a current account with The Co-operative Bank, we are offering our customers a great rate on personal loans.

  • 4.9% APR representative on loans between £7,500 to £14,950
  • Spread payments over 1-5 years
  • Know that the rate you pay will never change throughout the term of your loan
  • Loans up to 7 years and for other amounts are available on request

Apply Now

You can apply for a Personal Loan online, at a branch or on the phone 0800 34 64 94 (Call charges)

Important information

Please make sure you read this important information before you purchase this product to ensure that it meets your needs. The useful documents below will provide you with all the details you need to make your decision.

Other Loans

  • Professional and Career Development Loan

    Finance your studies and improve
    your career prospects.

    9.9% APR representative
    on loans between £300 to £10,000

    • Spread the payments over 1 - 5 years
    • No arrangement fee
    • Applicants must be UK residents and aged between 18 and 69 years of age.
    Find out more
  • Homeowner Loan

    15.3% APR Typical / Variable
    on loans between £20,000 to £100,000

    • Loans secured on your home
    • Spread the payments over 5 - 30 years

    The Co-operative Bank acts as an introducer
    to Freedom Finance

    Permanent UK residents aged over 18,
    a homeowner and receipt of a regular income

    Find out more

Credit facilities are provided by The Co-operative Bank are subject to status and our lending policy.
The Bank reserves the right to decline any application or offer a loan at a rate that differs from those advertised.