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Loans

Personal Loan

  • Spread the payments over 1-5 years.
  • No arrangement fee.


Applicants must be UK resident, aged between 23 and 69 with a minimum annual income of £10,000

Homeowner Loan

  • Loans secured on your home
  • Spread the payments over 5 - 30 years

The Co-operative Bank acts as an introducer to Freedom Finance

Applicants must be over 18 years old, a permanent UK resident, a homeowner and in receipt of a regular income

Loans for existing customers

  • Tailored rates for existing current account customers and members of The Co-operative Group

Applicants must be UK residents and either be aged over 18 and have held a current account for over 7 months or be a Co-operative Member aged between 23 and 69, have a minimum annual income of £10,000.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Homeowner Loan:
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Credit facilities provided by The Co-operative Bank p.l.c. are subject to status. The Co-operative Bank reserves the right to decline any application or offer a loan at a rate that differs from those advertised.