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Not just free online banking, access to your money whenever you need it and all the usual banking stuff, but an overdraft limit that rises each year to take the pressure off your finances – but not at the cost of the earth and its natural resources.
To open and have an account you must be over 17 years and 6 months of age and be in full-time education, an under or post graduate student, including mature students and existing students.
Our student bank account at a glance:
*Debit card issued, provided you are over 18 years.
† Overdrafts available provided you are 18 or over. You must credit your Student account with £300 to activate the overdraft.
To meet our regulatory requirements in relation to customer identification and to protect both you and us from fraud, we will verify all applicants electronically or, where this is not possible, by requesting paper proofs.
If you are applying in person at a local Co-operative Bank branch, you will be asked to take some paper proofs with you to confirm both your Identity and Address – any of the following are acceptable. (You need to bring one proof from each list). If you are applying by post, telephone or internet you will be advised if paper proofs are required.
Proof of Identity:
Proof of Address:
One document cannot be used to fulfill both POI and POA requirements. For example, a driving licence appears on both POI and POA lists, however this single proof cannot satisfy both POI and POA requirements.
In addition to satisfying our Proof of Identity and Proof of Address requirements, you will also be required to supply evidence of your course and funding also.
If you are unable to provide one proof of identity and one proof of address based on the above list, please call into a local Co-operative Bank branch or contact us on 08448 44 88 44^ and one of our customer services advisers will be able to discuss with you any other proofs we can accept to open your account.
In branch
We’ve got lots of branches so if you like to bank with a friendly face you can. To find your nearest branch use the branch locator or call 08448 44 88 44^.
At Post Offices
They make life easier – there are over 16,000 of them all over the UK, use them to pay in cheques or cash or get cash out.
By telephone
We’ve got a UK-based 24 hour telephone banking service and you can do virtually anything by phone you can in a branch.
Online
Our internet banking service is always open for you to do your banking, It’s completely free, easy to use and extremely secure.
Not forgetting cash machines
You have access to over 64,000 LINK cash machines, most of which are completely free – please note that some cash machines may make a charge for withdrawing.
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Please make sure you read this important information before you purchase this product to ensure that it meets your needs. The useful documents below will provide you with all the details you need to make your decision.
smile, The Co‑operative Bank and Britannia are trading names of The Co‑operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS). Find out more
