Current Account

You could be rewarded for using our 5 star, no-monthly-fee current account.


  • Moneyfacts gave our no-monthly-fee current account a 5 star rating.
  • With our Everyday Rewards scheme, you could be rewarded for doing everyday things with your account.

    See Everyday Rewards eligibility criteria

  • Switch your account to us online in just seven working days - we’ll even cover you if anything goes wrong.

    More about switching

  • Use Apple Pay, or our contactless card, when making purchases.

    • You need to be over 18 and approval is based on a credit check and an assessment on your personal circumstances.
Moneyfacts Current account switch guarantee Apple Pay

To apply, you need to be:

  • Aged 16 or over, or 18 or over when requesting the optional overdraft.
  • An EU resident.

Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.

Ready to apply?

It takes about 10 minutes to complete if you've got all your details to hand.

Please read our terms and conditions before applying

Important documents

pdf

Account charges

Download PDF (282KB)
pdf

Terms and conditions

Download PDF (192KB)
pdf

How we use your personal information

Download PDF (622KB)

Help for existing customers

Help and information about current accounts for our existing customers.

To apply, you need to be:

  • Aged 16 or over, or 18 or over when requesting the optional overdraft.
  • An EU resident.

Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.

Ready to apply?

It takes about 10 minutes to complete if you've got all your details to hand.

Please read our terms and conditions before applying

The Co-operative Bank reserves the right to decline any application.

Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the one advertised.

Contact us

If you'd like more help & information, you can:

Chat to us via live chat

Chat to us via live chat