Current Account

£150 when you switch to our no monthly fee current account.


  • Switch your current account to us in 7 days.

    Direct Debits, standing orders, bill payments and your salary will be automatically transferred and payments into and out of your old account will be redirected for 3 years.
  • Opt in to our Everyday Rewards scheme and you could be rewarded each month for using your account.


To apply, you need to be:

  • Over 16, or 18 or over when requesting the optional overdraft.
  • A UK resident.

Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.

Important documents

pdf

Account charges

Download PDF (282KB)
pdf

Terms and conditions

Download PDF (192KB)
pdf

How we use your personal information

Download PDF (622KB)
pdf

Banking Switching T&Cs

Download PDF (48KB)

Help for existing customers

Help and information about current accounts for our existing customers.

To apply, you need to be:

  • Over 16, or 18 or over when requesting the optional overdraft.
  • A UK resident.

Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.

The Co-operative Bank reserves the right to decline any application.

Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the one advertised.

Contact us

If you'd like more help & information, you can: