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Switch today and we'll give you £100 and £25 to charity

You must move at least two Direct Debits and pay in at least £800 within 31 days of the switch. Additional terms and conditions apply.

Standard Current Account

A five-star rated current account (Moneyfacts 2014) with no monthly fee.

  • Safe and secure online banking and mobile app
  • Award-winning customer service available 24/7
  • Contactless card (subject to status, you must be over 18)
  • Overdraft can be arranged (subject to status, you must be over 18)

Apply Now

 

You need to be a UK resident over 16 years old.

Please read our Terms and Conditions before applying.

Current Account Plus

A five-star rated current account (Moneyfacts 2014) with no monthly fee.

Representative example:The advance of credit of £200 at an interest rate of 18.9% EAR* variable.

Apply Now

 

You need to be a UK resident over 18 years old, have a gross annual income of at least £9,600 and pay in at least £800 per month. Subject to status.

Please read our Terms and Conditions before applying.

Important information

Before you apply for an account, you need to be sure it's the right one for you.

We recommend you read these documents, which supply important product and legal information you need to make a decision.

Guide to the switch offer

A step-by-step guide to switching your current account to us and earning £100 for yourself plus £25 for charity.

Apply for an account

If you don't already have a current account with us, you'll need to apply for a Standard Current Account or Current Account Plus.

If you already have a current account with us and are not paying in £800 or more per month, you may still be eligible for this offer*. See the offer for existing customers page for full details.

Complete a full switch to us

You'll need to use the full Current Account Switch Service within 14 days of your account opening, which will include the closure of your old account on the day that your switch completes. You'll need to switch at least 2 Direct Debits.

Once your account is open, you're ready to switch. Call us on 08000 325 579 (charges apply) and we'll do the rest. Or visit your local branch. If you're opening your account over the phone or in one of our branches, you'll need to use the Current Account Switch Service before the offer ends in order to be eligible

Pay into your account and we'll give you £100

You need to credit your current account with at least £800 within 31 days of your switch date. This could be a regular payment into your account, like a salary or pension†.

We will then credit your account with £100 within 45 days from the date your switch is completed, if you have met the terms and conditions of the offer.

Choose one of our charities and we'll give them £25

We'll send you details of how to choose a charity. You can choose one charity from any of the following (if you do not choose, £25 will be split equally between all of them). Payments to these charities will be made before 31st December 2015.

Click on the charity logos below to find out more about the difference your £25 could make.

ActionAid Amnesty International Carers Trust Hospice UK Oxfam Water Aid The Woodland Trust

Terms and conditions

  • *This offer is not available to existing customers with a Co-operative Bank or smile current account who pay in on average £800 or more per month over the three months prior to 1 October 2014, or since the account was opened, if that is a shorter period.
  • Any balance transferred from your old account as part of your switch does not count towards the minimum £800 funding requirement.
  • £100 will be paid into your account within 45 days from the date your switch is completed, if conditions of this offer are met. You will also receive information on how you can choose which of our designated charities you would like us to make a £25 donation to.
  • Offer can be withdrawn at any time.
  • You can only benefit from this offer once, and joint accounts will only qualify for one payment of £100
  • Applications to switch received after 3 February 2014 and before the offer ends will be entitled to receive the offer.
  • If a new account is opened online prior to the offer ending, an application to switch must be made via the telephone or in one of our branches, within 14 days of account opening.
  • View full terms and conditions.

The Co-operative Bank reserves the right to decline any application.

Credit facilities are subject to status and our lending policy.

* EAR - (Equivalent Annual Rate) The equivalent to paying and compounding debit interest over a whole year.