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Banking login
Standard Current Account

Switch in just 7 days and earn £100 for yourself and £25 for charity

Switch your direct debits and earn £100

You must move at least two direct debits and pay in at least £800 within 31 days of the switch. Additional terms and conditions apply.

Pick a charity and we'll donate £25 on your behalf

We'll send you details of how to choose a charity. You can choose one charity from any of the seven shown below (if you do not choose, £25 will be split equally between all of them). Payments to these charities will be made before 31st December 2015.

Standard Current Account

  • No monthly fee
  • Online and mobile banking
  • Contactless card (subject to status)
  • Overdraft can be arranged (subject to status, you must be over 18)

To apply you must be a UK resident over 16 years old.

Apply

Please read our Terms and Conditions before applying.

Current Account Plus

  • No monthly fee
  • Safe and secure online banking and mobile app
  • Contactless card
  • £200 overdraft - debit interest is charged on the total overdrawn balance, find out more

Representative example:The advance of credit of £200 at an interest rate of 18.9% EAR* variable.

You need to be a UK resident over 18 years old, have a gross annual income of at least £9,600 and pay in at least £800 per month. Subject to status.

Apply

Please read our Terms and Conditions before applying.

Helping you decide: important information

Before you apply for an account, you need to be sure it's the right one for you. The following documents supply important product and legal information you need to make a decision.

Switch Offer Terms and Conditions

  • *This offer is not available to existing customers with a Co-operative Bank or smile current account who pay in on average £800 or more per month over the three months prior to 1 October 2014, or since the account was opened, if that is a shorter period.
  • Any balance transferred from your old account as part of your switch does not count towards the minimum £800 funding requirement.
  • £100 will be paid into your account within 45 days from the date your switch is completed, if conditions of this offer are met. You will also receive information on how you can choose which of our designated charities you would like us to make a £25 donation to.
  • Offer can be withdrawn at any time.
  • You can only benefit from this offer once, and joint accounts will only qualify for one payment of £100
  • Applications to switch received after 3 February 2014 and before the offer ends will be entitled to receive the offer.
  • If a new account is opened online prior to the offer ending, an application to switch must be made via the telephone or in one of our branches, within 14 days of account opening.
  • View full terms and conditions.

The Co-operative Bank reserves the right to decline any application.

Credit facilities provided by The Co-operative Bank are subject to status and our lending policy.

* EAR - (Equivalent Annual Rate) The equivalent to paying and compounding debit interest over a whole year.