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Current accounts

Whatever type of account you're looking for - whether it's one with extra features, a student account or a basic bank account - we've got something for you.

£100 for you
£25 for charity

Feel good when you switch your main current account to us

Terms apply

Standard Current Account

A current account that takes care of the essentials with online and mobile banking and exclusive customer offers. Find out more ›

Must be a UK resident, aged over 16. Subject to status.

Apply Now

Current Account Plus

A current account with a £200 overdraft (debit interest is charged on the total overdrawn balance), and an instant access savings account. Find out more ›

Must be a UK resident, aged over 18 and pay in at least £800 per month. Subject to status.

Apply Now
Student Account - Image

Student Account

An interest-free overdraft of £1,400 (rising to £2000 in year 3). Find out more ›

Must be over 17 years and 6 months of age and in full-time education. Must be over 18 and credit account with at least £300 to activate the overdraft.

Apply Now
Cashminder - Image


An account that takes care of the essentials. Find out more ›

Must be a UK resident aged over 16.

For an application pack call

0845 602 7057 Charges apply

Alternatively, call into your nearest branch. Find a Branch ›

Reasons to bank with us

Ethical finance

Ethical finance

As a Co-operative business, we strongly believe in ethical values and in putting our money where our mouth is.

Award winning customer service

Award winning customer service

Our UK-wide network won Best In-Branch Service at the Customer Satisfaction Awards, 2013.



It's the fast, easy, secure way to pay for items of £20 or less.

Always on, 24/7

Always on, 24/7

We're available to you around the clock - online, by phone and mobile.

Already a customer?

Managing your account

Managing your account

Everything you need to know about fees, travel, overdrafts, debit cards and more.

Managing your account ›
Customer offers

Customer offers

As a current account customer you may be eligible for a range of exclusive offers.

Find out more ›
Online banking

Online banking

Access your account online. Check your balance, transfer funds and more.

Log into your account ›

Do you have a Privilege current account or Privilege Premier current account?

Effortless switching

Simply apply for a Co-operative Bank current account. Once it's open, you're ready to switch. We'll transfer your credit balance and all your regular payments to it. We'll even close your old account too. It's switching made easy.

1: Choose your switch date - 2: Call or visit us and let us know - 3: Leave the rest to us