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Banking login

Current accounts

Current Accounts

Standard Current Account

  • Up to £5.50 each month when you opt into Everyday Rewards*
  • No monthly fee
  • Online and mobile banking
  • Contactless card (subject to status)
  • Overdraft can be arranged (subject to status, you must be over 18)
*To be rewarded £4 per month and an additional 5p per debit card transaction (max £1.50), each month: pay in £800+, stay in credit/within agreed overdraft limit, log in to Online or Mobile Banking, opt in to Paperless Statements & pay out 4+ Direct Debits. Eligible current accounts only.

Find Out More and Apply

To apply you must be a UK resident over 16 years old.

Retrieve a Saved Application

Student Account

  • £1,400 interest free overdraft in your 1st year
  • Up to £1,700 interest free overdraft in your 2nd year
  • Up to £2,000 interest free overdraft in your 3rd year

Overdrafts available provided you are 18 or over. You must credit your Student account with £300 to activate the overdraft. Subject to status.

Representative example: The advance of credit of £1,400 for a 12 month term in first year of study at an interest rate of 0% EAR** variable. Total amount payable £1,400. Any remaining balance would be repayable in one instalment at the end of the term.

 

Find Out More and Apply

To apply to open/activate the account you must be over 17 years and 6 months of age and in full-time education, an under or post graduate student or mature student. Subject to status.

Retrieve a Saved Application

Cashminder

  • A basic current account
  • Open with just £1 and a minimum balance of £1
  • Available as a joint account

Find Out More and Apply

To apply you must be a UK resident aged over 16 and you must not already hold a current account with The Co-operative Bank or Smile.

Already a customer?

  • Managing your account

    Everything you need to know about fees, travel, overdrafts, debit cards and more.

    Managing your account

The Co-operative Bank reserves the right to decline any application.

Credit facilities provided by The Co-operative Bank are subject to status and our lending policy.