think credit card

Look what you get with this credit card:

• 12.9% APR representative/variable
• 3.9% p.a. on balance transfers* for six months from the date of each balance transfer
• 0% p.a. on purchases with our think partners for three months after each purchase**
• Up to 56 days interest free credit on purchases if the balance is paid in full by due date
• No annual fee
• Help protect 1/3 of an acre of Indonesian rainforest for 100 years when you spend on your think credit card for the first time.
• Continue to help the rainforest every time you use your card - for every £100 you spend we’ll donate 25p to RSPB’s Indonesian Rainforest project
• Manage your credit card account online with secure online banking
• 24/7 UK call centre
• This credit card is provided by The Co-operative Bank, still the only UK high street bank to have a customer-led Ethical Policy
• 5% discount on selected holidays purchased through the Co-operative Travel with your Co-operative Bank credit card

Help protect 1/3 of an acre of Indonesian rainforest by using your think credit card. Once you’ve made your first purchase, you’ll receive a certificate showing that you’ve helped to make a difference.

The Co-operative Bank’s think credit card also rewards you for using your card with our think partners. Get 0% p.a. on purchases for the first three months from our think partners. See our think partners below.

The RSPB is working with its sister organisation Burung Indonesia and the global conservation network BirdLife International to protect endangered rainforest in Sumatra, Indonesia.

It is helping preserve the habitat of more than 300 species of birds, mammals, reptiles and amphibians by protecting the rainforest, which is essential for storing carbon and regulating the climate.

Not only will your donation help the global climate, but it will also go towards providing secure, sustainable jobs in forest management for local people and provide a home for the priceless wildlife that lives there.

Think partner offer:

Help protect 1/3 of an acre of Indonesian rainforest for 100 years when you spend on your think credit card for the first time.

To find out more about the RSPB’s Indonesian rainforest project, visit: http://www.rspb.org.uk/supporting/campaigns/rainforests/

The Royal Society for the Protection of Birds (RSPB) is a registered charity: England and Wales no. 207076, Scotland no. SC037654.

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The materials used for all of IKEA's furniture and furnishings is sustainable and soundly sourced. They're an ethical leader in this sector and appear in the Ethical Consumer Research Association's 'best buy' tables.

think partner offer:
0% p.a.** on any purchase for first three months from any UK IKEA store or from www.ikea.co.uk.

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Lush provide toiletries that are animal cruelty free. They're a leader in their sector and appear in the Ethical Consumer Research Association's 'best buy' tables.

think partner offer:
0% p.a.** on any purchase for first three months from any UK or Ireland store, or from www.lush.co.uk.

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You can consider using public transport as an alternative to cars. thetrainline is a fully impartial online retailer of train tickets, providing an easy way to plan journeys and book train tickets for travel on any operator.

think partner offer:
0% p.a.** on any purchase for first three months from www.thetrainline.com.

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Raleigh bicycles provide a great alternative to using your car. Whatever aspirations you have for riding a bicycle – fitness, commuting, racing or just cruising with family and friends, Raleigh could have a bicycle that's right for you.

think partner offer:
0% p.a.** on purchases for first three months from www.raleigh.co.uk.

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Nigel's Eco Store provides an array of energy saving devices, gifts and gadgets, including energy saving light bulbs. This helps to support you in reducing your energy consumption and carbon footprint.

think partner offer:
0% p.a.** on purchases for first three months from www.nigelsecostore.com.

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The Ethical Superstore offers a broad range of every-day groceries, unique fair trade gifts and energy saving devices which helps you to buy what you believe.

think partner offer:
0% p.a.** on purchases for first three months from www.ethicalsuperstore.com.

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Traidcraft provides fairtrade products and supports development in the Third World.

think partner offer:
0% p.a.** on purchases for first three months from www.traidcraftshop.co.uk.

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Ecofirst provides supply and installation services for a wide range of renewable micro-power, water conservation and sustainable insulation products and systems.

think partner offer:
0% p.a.** on purchases for first three months from http://www.ecotricity.co.uk/.

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Ecotricity are dedicated to cutting the environmental cost of producing electricity by investing more per customer in new sources of renewable energy than any other UK supplier.

think partner offer:
0% p.a.** on payments made to Ecotricity via www.ecotricity.co.uk or by telephoning 01453 756 111^.

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The Ecologist is a publication that promotes environmental and ethical issues in today's society.

think partner offer:
0% p.a.** on Ecologist subscriptions.

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You can consider using public transport as an alternative to cars. Arriva are one of the largest providers of passenger transport in Europe. Their buses and trains provide more than a billion passenger journeys a year.

think partner offer:
0% p.a.** on purchases of bus tickets through www.arrivabus.co.uk.

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The Ethical Consumer Research Association (ECRA) is a not-for-profit organisation owned and managed by its staff as a worker co-operative. They exist to promote universal human rights, environmental sustainability and animal welfare.

think partner offer:
0% p.a.** on Ethical Consumer magazine subscriptions from www.ethicalconsumer.co.uk.

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Co-op Electrical Shop provide you with access to A-rated goods, such as washing machines and fridge freezers. A-rated white goods use less electricity and water to operate, thus preventing a negative impact upon the environment whilst helping you to reduce your energy bills. Co-op Electrical Shop also offers excellent value for money and highly rated customer service.

think partner offer:
0% p.a.** on A-rated purchases from www.co-opelectricalshop.co.uk.

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The co-operative food is the only major retailer to be awarded the Queen's Award for Sustainable Development. They provide various energy saving light bulbs, a large range of fairtrade produce, and cruelty-free own brand household products.

think partner offer:
0% p.a.** on any purchase from a Co-operative Group store (excluding former United Co-operative stores) www.co-operative.co.uk/food.

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Co-operative Insurance's car insurance includes access to its responsible claims process.

Co-operative Insurance appear in the Ethical Consumer Research Association's 'Best Buy' tables and as a customer you can also have your say on its customer-led Ethical Engagement Policy.

think partner offer:
0% p.a.** when taking out Co-operative motor or home insurance using your think credit card from www.co-operativeinsurance.co.uk.

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The Co-operative Bank's think credit card partners have been identified as organisations that:

• provide ethical or sustainable products or services
• are considered to have a leadership position† in their sector with regard to material ethical impacts.

All ethical partners are compliant with The Co-operative Bank's Ethical Policy and have been agreed by the Ethics and Sustainability Team within The Co-operative Group.

†Leadership positions are identified via independent third parties such as ECRA (Ethical Consumer Research Association) 'best buys.'

Thinking ethically

As the only UK high street bank with a customer-led Ethical Policy, The Co-operative Bank has been thinking about the bigger picture for the last 18 years. We know that one of the major concerns facing everyone today is climate change – more and more people are looking for ways to do their bit to combat this global issue.

This is why we introduced our think credit card:

• Help protect 1/3 of an acre of Indonesian rainforest for 100 years when you spend on your think credit card for the first time.
• we will also contribute 25p for every £100 you spend on your think card to the RSPB to help protect the rainforest
• you’ll be rewarded by getting a special 0% p.a. on products and services bought with our think partners for three months after each purchase.
  12.9% APR representative/ variable.

Many of our think partners consider important issues such as fairtrade, sound sourcing or animal welfare. It’s all important in making a difference to our world.

To find out more about RSPB's Indonesian rainforest project visit: www.rspb.org.uk/thinksumatra