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3 Year Fixed Rate Credit Card

Manage your monthly repayments at a fixed rate.



Representative example

You can get an interest rate on card purchases of

15.9% per annum variable after 3 years


with a rate of


providing you have a credit limit of

£1200

To apply, you need to be:

  • Over 18.
  • A UK resident.
  • Earning minimum gross annual income of £10,000.

Approval is based on a credit check, an assessment of your personal circumstances and is subject to status.

Important documents

Important information, Pre-contract credit information and Terms and Conditions

Download Important information, Pre-contract credit information and Terms and Conditions PDF (263KB)

Features, benefits and summary box

Download Features, benefits and summary box PDF (76KB)

How we use your personal information

Download How we use your personal information PDF (622KB)

The Co-operative Bank reserves the right to decline any application.

Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the ones advertised.

Not the card for you?

See our other credit cards

View other credit cards

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