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Credit cards

3 Year Fixed credit card image

3 Year Fixed Rate Credit Card

6.9% APR representative reverting to 15.9% APR representative/variable - a rate of 25.9% applies to cash withdrawals

  • A manageable fixed rate for 3 years
  • No annual fee
  • No balance transfer fee
  • Contactless card

Representative example: 6.9% interest rate p.a. fixed for 3 years on card purchases and balance transfers. After 3 years the interest rate then reverts to 15.9% p.a. variable on card purchases and balance transfers. This is equivalent to 15.9% APR representative variable based on a credit limit of £1,200.

Must be a UK resident, aged over 18 and have an annual income of £10,000 or more. Subject to status.

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The Co-operative Members' Credit Card

The Co-operative Members' Credit Card

15.9% APR representative/variable - a rate of 25.9% APR applies to cash withdrawals

  • Receive 1p cashback for every £2 you spend in The Co-operative Food stores
  • 1p cashback for every £3.33 you spend anywhere else the Visa symbol is displayed. No cashback is earned on balance transfers and cash withdrawals
  • No annual fee

Representative example: 15.9% p.a. variable on card purchases. This is equivalent to 15.9% APR representative variable based on a credit limit of £1,200.

Must be a UK resident, aged over 18 and have an annual income of £10,000 or more and be a Co-operative member. Subject to status.

Retrieve saved application >

Apply Now

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Credit card comparison table

Credit card comparison table

Not sure which card to choose? Take a look at our credit card comparison table to help you decide.

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Charity credit cards

Charity credit cards

We offer a range of charity credit cards including charities such as: Oxfam, RSPB, Save the Children, Tearfund and Woodland Trust.

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Keep a finger on your finances with our new mobile banking app

Set up text alerts on your credit card balance to make sure you don't overspend, find out when your next payment is due and the amount and more. (To use the mobile app, you must be a Co-operative Bank current account customer)

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Already a customer?

  • Managing your credit card

    Everything you need to know about paying your credit card, fees and charges, your credit limit and more.

    Find out more

  • Using your card abroad

    Taking your credit card on holiday can be a safe and convenient alternative to cash.

    Find out more

  • Useful forms

    You can download useful forms to help you manage your account more efficiently.

    Find out more

Credit facilities provided by The Co-operative Bank are subject to status and our lending policy. The Co-operative Bank reserves the right to decline any application or offer a credit card at a rate that differs from those advertised.

A lot can

Don't let your credit card rate be one of them.

 

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