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Credit cards

Balance Transfer Credit Card

Balance Transfer Credit Card

Must be a UK resident, aged over 18 and have an annual income of £10,000 or more. Subject to status.

  • 0% interest for 24 months from date of balance transfer (your balance must be transferred within the first 60 days of account opening)
  • 1% balance transfer fee, min charge £5
  • 18.0% APR representative/variable after 24 months
  • 0% interest on purchases for 4 months from account opening, reverting to 18.0% APR representative/variable

Representative example

Interest rate on purchases

18.0% p.a. variable

Assumed credit limit

£1,200

Representative

18.0% APR variable

Please read our terms and conditions before applying

Apply NowFind out more

3 Year Fixed Rate Credit Card

Must be a UK resident, aged over 18 and have an annual income of £10,000 or more. Subject to status.

  • 6.9% APR fixed for 3 years from account opening on purchases and balance transfers
  • 15.9% APR representative/variable after 3 years - a rate of 25.9% APR applies to cash withdrawals
  • No annual fee or balance transfer fee
  • All successful applicants will receive the promotional rate and duration

Representative example

Interest rate on purchases

15.9% p.a. variable

Assumed credit limit

£1,200

Representative

15.9% APR variable

For 3 years from account opening the interest rate is 6.9% p.a. fixed on card purchases and balance transfers.

Please read our terms and conditions before applying

Apply Now Find out more

The Co-operative Members' Credit Card

Must be a UK resident, aged over 18 and have an annual income of £10,000 or more and be a Co-operative member. Subject to status.

Not already a Co-operative member? Apply today, or find out more about membership here.

  • 15.9% APR representative/variable, 25.9% APR cash withdrawal rate
  • Receive 1p cashback for every £2 you spend in The Co-operative Food stores
  • 1p cashback for every £3.33 you spend anywhere else the Visa symbol is displayed.
  • No annual fee or balance transfer fee

Representative example

Interest rate on purchases

15.9% p.a. variable

Assumed credit limit


£1,200

Representative


15.9% APR variable

Please read our terms and conditions before applying

Apply Now  Find out more

Compare credit cards

Credit Card Comparison Table

Which card is best suited for you?

If you’re not sure which credit card to get, the Balance Transfer Credit Card, the Co-operative Members' credit card or the 3 Year Fixed Rate credit card, then our comparison table can assist you. This easy-to-use comparison tool will help you decide which of our options could provide the most benefit for your circumstances.

Find out more

Charity Credit Cards

A charity credit card gives you the chance to raise money for your favourite charity.

Our range of charity credit cards includes:

SaveTheChildren Amnesty International Tearfund  Oxfam  The Woodland Trust

 

Find out more

Credit facilities provided by The Co-operative Bank are subject to status and our lending policy. The bank reserves the right to decline any application or offer a card product that differs from those advertised.

For an explanation of terms please see our glossary