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Cash ISAs for maturing customers

Is your savings account about to mature?

  • Earn tax-free interest as you save, as all returns from your ISA will be free from Income and Capital Gains Tax.
  • Make the most of your ISA balances from previous tax years by transferring in as little as £1 from existing cash ISAs you have with us or other providers.
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Britannia savings with The Co-operative Bank

Britannia is a trading name of The Co-operative Bank plc and this allows customers to take advantage of even more savings products.


    • Earn a fixed rate of interest, with a choice of 2 maturity dates available.
    • You can open an account for £1 if you're only re-investing/transferring your previous years' cash ISA with Britannia or another provider.
    • You can also open an account with/pay in between £5,000 and £20,000, if using any of your 2019/2020 ISA tax allowance.
    • No further deposits are allowed into this account after the product has been withdrawn, so if you are depositing less than your annual ISA limit this will restrict the amount you can hold in a cash ISA in this tax year.
    • You can make withdrawals before the account reaches maturity by post or in branch but you'll lose 180 days' worth of interest on the amount you withdraw.
    • Available as a sole account only.
    • When your account matures your money will be transferred to a variable rate instant access cash ISA.

    To apply, you need to be:

    • A UK resident (for tax purposes).
    • 16 or over.
    • Have held one of the following accounts, which has matured within the last one month period (i.e if you matured on 1 January, you would have until 1 February)
    • A Britannia Fixed Rate Cash ISA, a Britannia Fixed Rate bond, another Britannia or Co‑operative Bank fixed term savings account.

    Learn more

    • If, after your account has matured, you don't want to lock away your money again, our Cash ISA allows you instant access to your funds. This account is available to everyone and not just maturing customers.
    • Earn 0.56% tax-free AER variable, paid annually.
    • Open an account with £1.

      Get the option to choose your current tax year’s ISA allowance (up to £20,000) and/or transfer in ISA allowances from previous tax years’.

    • Make deposits and withdrawals through online and mobile banking, by visiting us in branch or over the phone, and deposit cheques at your local Post Office®.

    Instant access

    This is a type of savings product that lets you make deposits and withdrawals anytime.

    To apply, you need to be:

    • A UK resident (for tax purposes).
    • 16 or over.

    Approval is based on an assessment of your personal circumstances.


    Learn more

Compare our ISAs

Compare our rates, ISA features and see which one could be right for you.

Britannia Fixed Rate Cash ISA for maturing customers fixed until 30/06/2020
Interest paid annually
1.25% Tax-free / AER
Find out more
Britannia Fixed Rate Cash ISA for maturing customers fixed until 30/06/2021
Interest paid annually
1.35% Tax-free / AER
Find out more
Cash ISA
Interest paid annually
0.56% Tax-free / AER
Find out more

Tools

Our savings tools can help you plan a budget and learn more about our ISAs.

ISA allowances and information

Read more about ISAs and how to transfer an existing cash ISA to us.

Learn more

Help for existing customers

Help and information about savings accounts for our existing customers.

Learn more

Any reference to tax is based on our understanding of current tax regulations which may change in the future and depends on your individual financial circumstances.

The Co-operative Bank reserves the right to decline or accept any application and/or deposit.

  • Remember you can subscribe to a Co-operative Bank/ Britannia Cash ISA as long as you have not subscribed to another cash ISA with another provider in the current tax year.

smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).