ISAs
Choose a tax-free savings account, with the choice of either a fixed rate or instant access ISA.
Britannia savings with The Co-operative Bank
Britannia is a trading name of The Co-operative Bank plc and this allows customers to take advantage of even more savings products.
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- Earn a fixed rate of interest, with a choice of 2 maturity dates available.
- Open an account with between £5,000 and £20,000 for the 2018/2019 tax year.
- No further deposits are allowed into this account after the product has been withdrawn, so if you are depositing less than your annual ISA limit this will restrict the amount you can hold in a cash ISA in this tax year.
- You can also open an account for £1 if you're transferring your previous years' cash ISA only with Britannia or another provider.
- You can make withdrawals before the account reaches maturity by post or in branch, but you'll lose 180 days' worth of interest on the amount you withdraw.
- Once your account matures your money will be transferred to a variable rate instant access cash ISA.
To apply, you need to be:
- A UK resident (for tax purposes).
- 16 or over.
Approval is based on an assessment of your personal circumstances.
Learn more -
Instant access
This is a type of savings product that lets you make deposits and withdrawals anytime.
To apply, you need to be:
- A UK resident (for tax purposes).
- 16 or over.
- Registered and apply through our online banking.
- A Co-operative Bank current account customer.
- You can have either a Co-operative Bank Current Account, Current Account Plus, Privilege Current Account, Privilege Premier Current Account, Student Current Account, Cashminder Account, Everyday Extra Current Account or any other account we specify in the future.
Approval is based on an assessment of your personal circumstances.
Learn more -
Instant access
This is a type of savings product that lets you make deposits and withdrawals anytime.
To apply, you need to be:
- A UK resident (for tax purposes).
- 16 or over.
Approval is based on an assessment of your personal circumstances.
Learn more -
To apply, you need to be:
- A UK resident (for tax purposes).
- Aged 16 or over.
- A spouse or civil partner of a deceased Co-operative Bank, smile or Britannia cash ISA customer who you lived with at the time of their death.
Learn more
Compare our ISAs
Compare our rates, ISA features and see which one could be right for you.
| Britannia Fixed Rate Cash ISA fixed until 30/09/2019 | |
|---|---|
| Interest paid annually | |
| 1.40% Tax-free / AER | |
| Find out more | |
| Britannia Fixed Rate Cash ISA fixed until 30/09/2020 | |
|---|---|
| Interest paid annually | |
| 1.61% Tax-free / AER | |
| Find out more | |
| Online Cash ISA | |
|---|---|
| Interest paid annually | |
| 0.75% Tax-free / AER | |
| Find out more | |
| Cash ISA | |
|---|---|
| Interest paid annually | |
| 0.56% Tax-free / AER | |
| Find out more | |
| Britannia Additional Allowance ISA | |
|---|---|
| Interest paid annually | |
| 0.56% Tax-free / AER | |
| Find out more | |
Tools
Our savings tools can help you plan a budget and learn more about our ISAs.
Still undecided about which ISA?
Use our ISA Selector to help find the right one for you.
ISA SelectorISA allowances and information
Read more about ISAs and how to transfer an existing cash ISA to us.
Help for existing customers
Help and information about savings accounts for our existing customers.
Any reference to tax is based on our understanding of current tax regulations which may change in the future and depends on your individual financial circumstances.
The Co-operative Bank reserves the right to decline or accept any application and/or deposit.
smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).
Contact us
If you'd like more help & information, you can:
