Everything you need to know about applying for our Savings and Cash ISA products.
If you've started an application you can log in and continue it here.Continue application
Learn more about our eligibility criteria and how to apply.
Generally, to apply for the majority of our savings accounts and cash ISAs, you just need to be:
However some of our accounts (i.e. children's savings accounts) use different eligibility criteria.
If you have all your information to hand, the application will take you roughly 10 minutes.
It will take us around 5 working days to let you know whether or not your application was successful.
Any reference to tax is based on our understanding of current tax regulations which may change in the future and depends on your individual financial circumstances.
The Co-operative Bank reserves the right to decline or accept any application and/or deposit.
smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).
Your eligible deposits with The Co‑operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co‑operative Bank, Britannia and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.