On your maturity form, there’s an opportunity to add another account holder to your bond.
Both you and the other account holder will need to fill in your personal details and sign the document.
You can learn more about which documents we accept as proof of ID in our terms and conditions.
Once we’ve received your maturities form, it can take up to 14 days before we confirm your application.
If you’re reinvesting your bond, however, you won’t lose any interest if we receive your form before the maturity date.
In your application we ask you to tell us whether you are a US citizen and the country or countries where you are tax resident. All UK banks have to do this following the introduction of international rules on the automatic exchange of information for tax purposes
It’s important to fill in these fields correctly, otherwise we may need to contact you to complete your application.
No, you don’t need to attach your passbook.
Please take your passbook with you when visiting us in branch.
We can send you a text message once we’ve received your maturity form.
To enable this feature, please tick the box on your maturity form and insert your phone number.
Please read the important documents below and save copies of them for future reference.
AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest were paid and added to your account each year.
Business day is usually Monday to Friday excluding bank holidays.
Calendar month means from midnight on the first day of a month to 11.59:59pm on the last day of the month.
Fixed interest means the rate stays the same until the account matures.
Gross is the rate of interest payable before any tax is taken off.
Tax-free means you will not pay any tax on your interest.
Tax year runs from 6 April to 5 April.
Variable interest means that it could go up or down.
Please note: any reference to tax is based on our understanding of current tax regulations which may change in the future and depend on the customer's individual financial circumstances.
Your eligible deposits held by a UK establishment of The Co-operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: The Co-operative Bank, Britannia and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.
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