Charges made for card transactions in any currency other than sterling


Debit Cards

Non-sterling transaction fee

A non-sterling transaction fee is applied to any payment made for cash, goods or services using your debit card in a currency other than Sterling 2.75% of the value of the transaction
Cash fee In addition to the above charge, a cash fee is applied when using your debit card outside the UK for withdrawing foreign currency at:
  • Visa or PLUS cash machines
  • over the counter at a bank or Bureau de Change displaying the Visa sign
If you use your debit card to purchase foreign currency or travellers cheques in the UK we will not charge you a cash fee*
2.75% of the value of the transaction

+

2% of the value of the currency/cheques or 2.00 (whichever is greater)

Please note - there may be additional charges from the bank, retailer or cash machine where you use your card - you should be told of these before you make the transaction.

*The way the merchant processes the transaction may result in a fee being applied to your account. If this happens please contact us.

Credit Cards

Non-sterling transaction fee

A non-sterling transaction fee is applied to any payment made for cash, goods or services using your credit card in a currency other than Sterling. 2.75% of the value of the transaction
Cash fee In addition to the above charge, a cash fee is applied when using your credit card for foreign currency at:
  • Visa or PLUS cash machines
  • over the counter at a bank displaying the Visa sign
2.75% of the value of the transaction

+

3% of the value of the currency/cheques or 3.00 (whichever is greater)
Purchase of foreign currency or travellers cheques in the UK If you use your credit card to purchase from other retailers, such as Post Offices, Bureau de Change or travel agents you will incur a cash fee. 3% of the value of the currency/cheques or 3.00 (whichever is greater)

Please note - there may be additional charges from the bank, retailer or cash machine where you use your card - you should be told of these before you make the transaction.

For further assistance please call 08457 212 212 or for Visa accounts 0845 600 6000


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