Approval is subject to status and based on a credit check and an assessment of your personal circumstances.
If you have all your information to hand, the application will take you about 10 minutes.
It will take us 5 working days to let you know whether or not your application had been successful.
We use a credit check to make sure you’re applying for the right card for you.
A credit reference agency produces a report on your credit history, and we use this information to decide if this product is suitable or not.
Customers who are not approved will have a note placed on their account that an application has been submitted and declined.
Being refused for a credit card can have a negative effect on your credit rating. If this happens, you should avoid applying for the same card again. All applications, positive and negative, will show up on your credit file.
For free and impartial advice, please see the following website article: Money Advice Service.
You can improve your credit score by being on the electoral register and cancelling old credit cards.