What is Samsung Pay?
The Samsung Pay app acts like a virtual wallet, storing your debit and credit card information so that you can pay via a contactless transaction through your Samsung device.
Samsung Pay tokenises (or encrypts) your individual card details to reduce the chance of fraudulent transactions.
There’s no charge for downloading, installing and using Samsung Pay. However, with some retailers, you may need to spend a certain amount without incurring a card charge - just like you would with your physical debit or credit card.