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What is Open Banking?

Open Banking is introducing new ways for you to manage your accounts and make payments. Open Banking in the UK is being led by the Competition and Markets Authority (CMA) and is also part of the European wide second Payment Services Directive (PSD2).

With Open Banking, you can choose to allow Financial Conduct Authority (FCA) authorised Third Party Providers (TPPs) access to your account data to provide online payment and information services.

Examples of these services may include the ability to view all of your accounts in a single application, or to make payments online without needing to use your payment card.

Access will only ever be given to your account with your explicit consent.

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    No, The Co-operative Bank does not currently offer its own Third Party Provider (TPP) services.
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