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  5. What does Legal & General’s Home Insurance cover?

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What does Legal & General’s Home Insurance cover?

Home Insurance is designed to cover certain unforeseen events, such as loss or damage that arises as a result of incidents such as storm, fire or theft. But it doesn’t cover everything. For example, it doesn’t cover general wear and tear or damage that happens gradually over a period of time. For more details of what is and isn’t covered, please check your policy documents and booklets.

When you apply for Home Cover you can also personalise your policy with additional cover options, such as:

  • Accidental Damage (included as standard in the Home Cover Extra policy and can be added to the Everyday Home Cover policy).
  • Cover away from the home.
  • Valuable items cover.
  • Bicycle cover.Home Emergency Cover (included as standard in the Home Cover Extra policy and can be added to the Everyday Home Cover policy). This cover is not suitable for tenants.
  • Family Legal Protection cover.

See more about our cover options here.

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