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Which current accounts offer an overdraft?

Our Student Account comes with an overdraft as part of the account features (subject to status). Please note that this account is no longer available but the features and benefits still apply for customers who already have an account.

An overdraft facility is available with our Current Account and can be arranged when applying or once the account is opened (subject to status). Visit our overdrafts page for more information.

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  • How often will I receive overdraft text alerts?

    You will receive an overdraft text alert either before you go into or when you enter into an unarranged overdraft. The alerts will also be sent when you don’t have enough funds in your account to make all of your scheduled payments that working day.
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  • Are overdraft text alerts secure?

    Yes, they are secure. The text message will come through with the name ‘Co-optiveBk’ as the sender and we’ll only include the last four digits of your account number
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  • Can I opt back into receiving overdraft text alerts if I have opted out?

    : Yes, you can opt back into receiving overdraft text alerts at any time.
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