Log in to Personal Banking Skip to content
  1. Home
  2. Help & info
  3. Accounts
  4. Current account
  5. Overdrafts
  6. What happens to my Student Account overdraft when I graduate?

Help & info

Just type in your query, or have a look at the list of popular questions below.

What happens to my Student Account overdraft when I graduate?

For the first 12 months after the course end date that you supplied, the account will remain as a Student Current Account with an interest-free overdraft. Following this date, the account will then be converted to a Current Account and interest would then become applicable on any outstanding overdraft that you have with us. Please note that any overdraft that applied to your student account will become your arranged overdraft but interest will apply.

Was this article helpful?

Thank you for your feedback

We will use your feedback to improve our answers. For further assistance Contact us

Thank you for your feedback

We will use your feedback to improve our answers. For further assistance Contact us

Related Articles

  • How often will I receive overdraft text alerts?

    You will receive an overdraft text alert either before you go into or when you enter into an unarranged overdraft. The alerts will also be sent when you don’t have enough funds in your account to make all of your scheduled payments that working day.
    Learn more

  • Can I opt back into receiving overdraft text alerts if I have opted out?

    : Yes, you can opt back into receiving overdraft text alerts at any time.
    Learn more

  • Are overdraft text alerts secure?

    Yes, they are secure. The text message will come through with the name ‘Co-optiveBk’ as the sender and we’ll only include the last four digits of your account number
    Learn more