Is the additional cardholder responsible for the debt they put on the card?
No. The additional cardholder can spend on the card, but they are not responsible for the debt that is accrued. The responsibility lies with the person named on the account.
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What happens if I miss payments to my Co-operative Bank credit card?
If you miss payments or exceed your credit limit, you may incur a default fee.Learn more
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How do I add an additional cardholder to my credit card?
You can apply to add an additional cardholder online or by printing off an additional cardholder application form and posting it to us.Learn more
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What happens if I exceed my credit card limit?
You may be charged if you exceed your credit limit. If you don't bring your balance back within your credit limit we may block your card.Learn more
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