To apply to open/activate the account you must be over 17 years and 6 months of age and in full-time education, an under or post graduate student or mature student. Subject to status.Apply Now
To apply you must be over 17 years and 6 months of age and in full-time education, an under or post graduate student or mature student. Subject to status.
*Overdrafts available provided you are 18 or over. You must credit your Student account with £300 to activate the overdraft.
Representative example: The advance of credit of £1,400 for a 12 month term in first year of study at an interest rate of 0% EAR** variable. Total amount payable £1,400. Any remaining balance would be repayable in one instalment at the end of the term.
You can also pay in cheques and cash or get cash out at over 16,000 Post Offices throughout the UK. Use your debit card at over 64,000 LINK cash machines. Some cash machines may charge for withdrawing but most are free.
Manage your money your way in your own time, at home or on the run. Use our mobile app for your iPhone®, Android™ or BlackBerry® smartphone.Find out more
As a Co-operative business, we believe in ethical values and in putting our money where our mouth is. That's why, in 1992, we launched our Ethical Policy which reflects our customers' views on what they do and do not want us to do with their money.
Since we launched our Ethical Policy, we've championed our customers' ethical concerns on a number of issues, from protecting human rights or supporting UK communities.Find out more
Before you apply for an account, you need to be sure it's the right one for you. The following documents supply important product and legal information you need to make a decision.
We may need to see proof of your identity and a proof of your address, such as a passport, driving licence, TV licence and utility bills (we'll let you know what to provide once we have your application). You will also be required to supply evidence of your course and funding.
To meet our regulatory requirements in relation to customer identification and to protect both you and us from fraud, we will verify all applicants electronically or, where this is not possible, by requesting paper proofs.
If you are applying in person at a local Co-operative Bank or Britannia branch, you will be asked to take some paper proofs with you to confirm both your Identity and Address - any of the following are acceptable. (You need to bring one proof from each list). If you are applying by post, telephone or internet you will be advised if paper proofs are required.
Proof of Identity (POI):
Proof of Address (POA):
One document cannot be used to fulfil both POI and POA requirements. For example, a driving licence appears on both POI and POA lists, however this single proof cannot satisfy both POI and POA requirements
If you are unable to provide one proof of identity and one proof of address based on the above list, please call into a local Co-operative Bank branch or contact us on 08448 44 88 44 and one of our customer services advisers will be able to discuss with you any other proofs we can accept to open your account.
In addition to satisfying our Proof of Identity and Proof of Address requirements, you will also be required to supply evidence of your course and funding also.
** EAR is the equivalent annual rate taking into account the interest rate and how often interest is debited but excludes any fees or charges.
The Co-operative Bank reserves the right to decline any application.
Credit facilities provided by The Co-operative Bank are subject to status and our lending policy.
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BlackBerry® and related marks and logos are owned by Research In Motion Limited and are registered and/or used in the U.S. and elsewhere. Used under license from Research In Motion Limited. Mobile Banking is a product from The Co-operative Bank and has not been authorized, sponsored, or otherwise approved by Research In Motion Limited.