With a credit card you decide how much you repay.
The quicker you repay, the less interest you might pay overall.
To avoid unexpected charges and fees, set up a Direct Debit to pay your bill each month.
Select an option below to find out how to pay your credit card with us.
To pay for your credit card online you need to:
Please allow enough time for your payment to reach your credit card account.
If you’re paying from a Co-operative Bank current account, please allow two Business Days for your payment to be processed.
If you’re paying from a current account with another bank, please pay no later than 3.30pm on the day the payment is due.
We will process your payment on the day we receive it. If making a Faster Payment, it should normally reach your credit card immediately.
To pay for your credit card on your app, you need to:
Please allow enough time for your payment to reach your credit card account.
If you’re paying from a Co-operative Bank current account, please allow two Business Days for your payment to be processed.
If you’re paying from a current account with another bank, please pay no later than 3.30pm on the day the payment is due.
We will process your payment on the day we receive it. If making a Faster Payment, it should normally reach your credit card immediately.
You can pop in to any of our branches without an appointment to pay your credit card bill.
Pay at least 2 working days before the day before the payment is due
You are also able to pay in any bank displaying the Visa symbol, although this may be subject to a small fee (although we cannot advise on how long this will take to process).
To pay for your credit card on the phone you need to make sure you have:
Call us on:
+44(0)3457 212 212
Please allow enough time for your payment to reach your credit card account.
If you’re paying from a Co-operative Bank current account, please allow two Business Days for your payment to be processed.
If you’re paying from a current account with another bank, please pay no later than 3.30pm on the day the payment is due.
We will process your payment on the day we receive it. If making a Faster Payment, it should normally reach your credit card immediately.
You can pay your minimum amount or your entire balance each month by Direct Debit.
You can set up a Direct Debit in any of these ways:
Call us on:
+44(0)3457 212 212
You will never forget to pay so you will never get charged for a late fee.
Send a cheque and the completed payment slip from the bottom of your statement to this address:
Co-operative Bank p.l.c.
PO Box 12672
Sandringham House
Sandringham Avenue
Harlow
Essex
CM20 9QR
Make cheques payable to The Co-operative Bank plc, followed by your credit card number.
Post at least 7 days before payment is due.
If you exceed your credit limit or pay your bill late, you will be charged.
The best way to avoid fees and charges is to make sure you pay off your credit card each month:
If you'd like more help & information, you can: