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Business Current Accounts - Standard Tariff

A straightforward and consistent tariff

The Business Current Account - Standard Tariff is an easy way to bank, with consistent charges.

With our Business Current Account Standard Tariff, you can take advantage of:

  • No transaction limits
  • Charges remain constant regardless of balance
  • Our online, telephone and postal banking service to manage your money, plus the freedom to use our network of Co-operative Bank branches and the Post Office®
  • Easy to switch all of your Direct Debits and standing orders through our Current Account Switching Service
The Co-operative Bank's Business current account is part of the Current account switch guarantee scheme

What you’ll need to open an account

Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account. Find out what you’ll need to provide using the simple business banking checklist from UK Finance, the UK’s leading trade association for financial services.

View guide

To apply, you and the key parties need to be:

  • Aged 18 or over.
  • Free from County Court Judgements (CCJs), bankruptcy and IVAs over the last 6 years.
  • Free from missed payments on any personal credit obligations in the last 6 years.
  • A UK resident with a business address in the UK.

Your organisation must be either:

  • A sole trader or a partnership.
  • A limited liability partnership, or
  • A limited company
  • If your organisation is a limited company you must adhere to the following criteria: the directors have never been disqualified, the business has never been subject to insolvency or an intention to dissolve, the business has not had a negative net worth in the last set of financial accounts.

Ready to apply?

Your application is subject to status and based on an assessment of your financial circumstances.

Apply now

Important documents

Business account terms and conditions

Download Business account terms and conditions PDF (237KB)

Business Current Account - Standard Tariff

Download Business Current Account - Standard Tariff PDF (496KB)

How we use your personal information

Download How we use your personal information PDF (639KB)

FSCS Information Sheet & Exclusions List

Download FSCS Information Sheet & Exclusions List PDF (3.6MB)

The Co-operative Bank reserves the right to decline any application.

Whether we can offer you credit depends on your circumstances and our lending policy. We may decline your application based on your circumstances or our lending policy. We may be able to offer a product that's different to the one advertised.

smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a member of the Financial Services Compensation Scheme (FSCS).

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