If you need lending support during the Coronavirus outbreak, we're helping business customers by offering variable rate loans through the Coronavirus Business Interruption Loan Scheme (CBILS). CBILS helps customers with a variable rate loan by ensuring that they don’t need to pay any interest and arrangement fees for the first 12 months.
CBILS loans are available to existing Co-operative Bank Business customers only, with options to borrow between £50,001 to £5million, depending on your business entity type, with a repayment period of between 3 months and 6 years.
All sectors can apply excluding:
A full list of eligible and excluded sectors can be found here:
The amount you’re requesting must be within at least one of the following thresholds. As part of your application, you will be asked to tell us which threshold your proposed borrowing is within, and you'll be required to provide any documentation you have to evidence this:
Your application is subject to status and based on an assessment of your financial circumstances.
We aim to give you a decision within 10 business days of all the information being received. Occasionally, we may require additional information depending upon your circumstances.
If you don't meet the CBILS eligibility you may still be able to apply for our usual range of lending.
To apply you need to complete and return:
CBILS Loan application for Sole traders & PartnershipsDownload CBILS Loan application for Sole traders & Partnerships PDF
CBILS Loan application for all other for-profit organisationsDownload CBILS Loan application for all other for-profit organisations PDF
You must read the important documents below and save a copy for future reference
Once you have completed all sections of the relevant CBILS loan application and signed the CBILS Data Protections and Disclosure Declaration please email to: firstname.lastname@example.org
This email address is to pick up lending requests only. Any emails received that do not contain a lending request, we will unfortunately be unable to respond to.
If you would prefer not to send your personal information by email, you have the option to post your application to us at:
The Co-operative Bank p.l.c
P.O. Box 200
If you do post your application, we’ll process it within 10 days of it reaching us.