Compare the great benefits of our current accounts

Here’s a quick guide highlighting differences between the bank accounts we offer, giving you the chance to compare current accounts and decide which account meets your financial needs.

Back to The Co-operative Bank

Benefits Privilege Premier
current account

Apply now Apply now for a Privilege Premier current account 		Privilege
current account

Apply now for a Privilege current account		 Current Account
Plus

Apply now for a Current Account Plus account		 Standard current account

Apply now for a standard current account		 Bankrupt, CCJ, adverse credit – or for a basic bank account visit our
Cashminder account
Monthly subscription fee £13 £9.50 FREE FREE
Includes benefits worth Over £800 Over £600    
Debit card yes yes yes yes
24/7 phone and online banking yes yes yes yes
Cheque book yes yes yes yes
Regular statements yes yes yes yes
Overdraft available yes yes yes yes
Automatic fee-free overdraft £300 £200 £200  
Automatic interest-free overdraft £300 £200    
Exclusive lifetime Tracker mortgage yes yes yes yes
Linked savings account yes yes yes  
0.5% off a loan from The Co-operative Bank giving you a rate of 8.4% APR Typical† yes yes    
UK and European motor breakdown assistance yes      
Mobile phone insurance - up to 4 handsets yes yes    
Worldwide family travel insurance yes yes    
Legal advice yes yes    
Plus a benefits bundle yes yes    

Once your Privilege or Privilege Premier current account is open you can choose a benefit bundle to suit you.

Safeguard

Guard against fraud with our ID theft insurance package**. For everyday peace of mind.

Traveller

International annual airport lounge membership plus 4 free Airport Angel lounge passes per year. Passport and luggage recovery.

Gadget

Cover for your portable devices. You must register all devices you wish to be covered by this policy.

** Registration to activate the policy or service is required. You can do this online at co-operativebank.co.uk/benefits or by calling 0845 6025783.
† On loans of £7,500 to £14,950.
Supplier policy terms and exclusions apply.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Co-operative Bank is authorised and regulated by the Financial Services Authority (No. 121885), subscribes to the Lending Code, is a member of the Financial Ombudsman Service and is licensed by the Office of Fair Trading (No. 006110).

The Co-operative Bank p.l.c., (990937) P.O. Box 101, 1 Balloon Street, Manchester, M60 4EP.