Compare our credit cards
Whatever you’re looking for, we have the credit cards to suit your needs…
Features |
Platinum credit card | Clear credit card | think credit card | The Co-operative members' credit card |
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| APR typical/variable | 9.9% | 12.9% | 12.9% | 15.9% |
| Benefits | Up to £100,000 free Travel Accident Insurance |
Choice of black or white credit card design | Help protect a 1/3 of an acre of Indonesian rainforest when you first use the card | Receive a share of The Co-operative Group's profit payments |
| Rate on transactions | fixed for 5 years | one rate for all | 7% for purchases with our ethical partners for 6 months†† | 0% for 6 months from account opening |
| Interest free credit* | up to 46 days | up to 59 days | up to 59 days | up to 59 days |
| No annual fee |  |
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| Secure online banking | |
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| 24/7 UK call centre | |
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| Balance transfer fee | 3% for 6 months from account opening** |
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| Customers Who Care campaign† |
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| Cashback on transactions | |
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| Free travel accident insuranceΛ | up to £100,000 | up to £25,000 | up to £25,000 | up to £25,000 |
| Medical & legal assistance | |
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| Payment protection insuranceΛ | 90 days free | optional for an additional fee |
optional for an additional fee |
optional for an additional fee |
| Cash withdrawal fee | |
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| Choice of card design | Black or white card | |||
| Cash & card replacement service |
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| Minimum annual income required | £25,000 | £10,000 | £10,000 | £10,000 |
*If balance paid in full by due date.
**Applicable during promotional period (minimum fee £5)
†1.25p to our Customers Who Care campaign per £100 spent
††There is a limit of 50 transactions at 7% pa on your account at any one time. If that limit is exceeded, subsequent transactions will attract the standard rate of 12.9% APR typical/variable. As items are paid off or revert to the standard rate, new transactions with our ethical partners or balance transfers will attract the 7% pa rate.
ΛTerms and conditions apply
